Jicash

Jicash is a platform focused on providing convenient personal loan application and credit services to users across Bangladesh. We offer a diverse range of loan products and leverage a comprehensive credit assessment system to provide borrowing services. To successfully complete a loan application, users need to provide basic information such as identity documents and a personal photograph. Product Details Loan Amount: Minimum 1,000 Taka, maximum 60,000 Taka (subject to actual approval). Loan Interest Rate: Maximum annual interest rate of 10.4%, with a daily interest rate not exceeding 0.028%. Loan Term: Flexible repayment periods are available, ranging from 91 to 240 days (subject to actual approval results). Fast Approval: Utilizing an AI credit assessment system, initial review can be completed within 30 minutes. Secure and Reliable: The entire process uses AES-256 encryption technology to ensure the security of your identity information (such as ID card, personal photograph, etc.). Fee Example Assuming you apply for a loan of 10,000 Taka for a term of 100 days, the fees are calculated as follows: Daily Interest Rate: 10.4% / 365 ≈ 0.028% Total Interest: 10,000 × 0.028% × 100 = 280 Taka Total Repayment at Maturity: 10,000 + 280 = 10,280 Taka Application Process 1. Register an account. 2. Fill in basic information for eligibility verification. 3. Agree to and sign the electronic contract. 4. Once the application is approved, the loan will be disbursed to your account. Application Requirements You need to meet the following requirements: 1. Be at least 18 years old. 2. Hold a Bangladeshi citizen ID card. 3. Have a stable source of income. 4. Have a valid mobile phone number and bank account. Customer Support For any questions, please contact our customer service: Service Hours: Monday to Sunday, 9:00 AM to 6:00 PM Customer Service Email: [email protected]