Expensiv: AI Expense Tracker

You don't have to be an accountant to keep track of your own money. Open Expensiv and write one sentence: "groceries 480, coffee 90, taxi 120". Three separate records appear, amount and category and date already filled in. Or hold the mic and say it out loud. Or just photograph the receipt. And if something isn't clear, it doesn't get filed. It waits for your approval. FOUR WAYS IN • Write: several expenses in one sentence, in the order you'd say them • Speak: hold the mic and talk; what you said becomes records • Snap: grocery receipts, order confirmation screens, card statements • Upload: fell behind? Drop in a bank statement as PDF or CSV and every transaction lands in the approval queue (Pro) A RECEIPT ISN'T ONE EXPENSE Milk, detergent and shampoo on the same receipt go to groceries, home and personal care — separately. That's the difference between a breakdown that just says "supermarket" and one that's actually true. Prefer it simple? Save the whole receipt as a single record instead. IT CATCHES THE DETAILS • Type "3 installments 900" and the plan is built, then the remaining payments are tracked • Say "every month" and you're offered a recurring entry — you decide • Enter an amount that doesn't match the plan and it asks, instead of overwriting • Fix a category once and choose "always": the rule sticks, and next time it runs before the AI does • Log the same expense twice and you get a warning, not a duplicate TOGETHER WITH YOUR PARTNER • Connect with an invite code — free, no subscription required • "Me" and "Us": your own spending, or both of you at once • Who paid, and who owes whom, comes down to a single figure • Swipe to settle. Partial payments work, and so does undo • 50/50 isn't compulsory; set the share yourself WHERE THE MONEY WENT You're not the one keeping the books, but everything the books would tell you is here. • Monthly total, category breakdown, trend over time • Which day of the week and which hour you actually spend • Categories running above their own three-month average get flagged • Need, want, gift, investment — plus the payment method • A spending calendar where heavy days show up darker • A weekly recap that arrives on its own BUDGET AND HABIT Daily, weekly or monthly limits, or point one at a single category. A nudge at 80%, another when you go over. Every day you log something grows your streak, and days you spent nothing count too. ALL IN ONE APP (Pro) • Installments: which payment you're on, how much is left • Subscriptions: renewal reminders, and what a year of them really costs • Personal debts: who owes you and what you owe, with due dates • Events: a holiday, a house move, a wedding — tracked separately and closed when it's done MORE THAN ONE CURRENCY Dollars, euros and liras can share the same sentence. Every amount stays in the currency you entered it in; only the summaries are converted, at the rate on the day of the transaction. FROM YOUR HOME SCREEN The widget takes an expense by text, voice or camera without opening the app, and shows your budget along with how many records are waiting for approval. YOU STAY IN CONTROL • Uncertain records wait in the queue until you approve them • Deleted one by mistake? Undo instantly, or restore it from the bin within 7 days • No connection? Your data is still there to read • Export to CSV or take the month as a PDF summary (Pro) • Reminders space themselves out instead of arriving every day START FREE You don't even need an account for your first expense. 20 records free, no card. Connecting a partner and the shared balance stay free. When the allowance runs out nothing is deleted — your records stay exactly where they are, they just stop taking new ones. Pro removes the limit and opens up events, subscriptions, installments, debts, statement upload and export. Questions and feedback: [email protected]