SpendWise - Budget & Expenses

SpendWise is the simple, no-nonsense money tracker that answers the one question every budget app forgets to ask: "How much can I actually spend right now?" Log an expense in under 5 seconds, set a monthly budget, and let SpendWise's Safe-to-Spend engine do the math — subtracting your upcoming bills, planned savings, and reserved money from your available balance so you always know your real, spendable amount. WHY SPENDWISE 💡 Safe-to-Spend, not just balance Most apps show you a number that doesn't account for the rent due next week or the savings goal you're chasing. SpendWise factors in upcoming expenses and planned savings automatically, so the number on your screen is money you can actually use today. ⚡ Add an expense in seconds A fast-entry screen with the amount field focused first, smart category suggestions, and one-tap accounts (Cash, Bank, UPI, Credit Card, Wallet) means logging a purchase never slows you down. 📊 Budgets that make sense Set monthly budgets by category, track progress with clear visuals, and get warned before you overspend — not after. 🎯 Savings goals Create goals for anything — a trip, an emergency fund, a new phone — and track your progress alongside your everyday spending. 🔔 Bills & subscriptions, handled Track recurring subscriptions and upcoming bills so nothing catches you off guard, with reminders before they're due. 🧾 Receipt scanning Snap a photo of a receipt and let built-in text recognition pull out the details — no manual typing required. 🔐 Private by design Your financial data stays on your device in a local, offline-first database. Lock the app with fingerprint or face unlock for extra peace of mind. SpendWise never sells your data. 🌍 Built for real budgets Multiple accounts, multiple currencies, income tracking (salary, freelance, business, and more), and clean charts that make your spending patterns obvious at a glance. WHO IT'S FOR - Salaried professionals who want to stop guessing where their paycheck went - Students managing a tight monthly allowance - Freelancers juggling irregular income - Couples and families tracking shared expenses - Anyone who found other finance apps too complicated FEATURES AT A GLANCE ✓ Fast expense & income entry ✓ Safe-to-Spend smart calculation ✓ Monthly budgets by category ✓ Savings goals tracking ✓ Multiple accounts (Cash, Bank, UPI, Card, Wallet) ✓ Recurring bills & subscription tracking ✓ Receipt scanning with text recognition ✓ Visual spending charts & insights ✓ Biometric app lock ✓ Offline-first — works without internet ✓ Clean, distraction-free design Track your money. Know what you can spend. Download SpendWise and budget with confidence.