Money Tracker (Euvify)

Take full control of your personal finances with this all-in-one money management app built for the way Filipinos actually earn and spend. Whether you're paid semi-monthly, monthly, biweekly, or weekly — the app understands your payroll cycle and helps you plan around it. SALARY TRACKING • Configure your exact pay schedule (semi-monthly, monthly, biweekly, weekly) • Log overtime hours and see how they affect your take-home pay • Override individual workdays for holidays or absences • Set up automatic savings deductions per pay period CASH-FLOW TIMELINE • See every upcoming income and expense on a single scrollable timeline • Mark salary as received early when your bank releases it ahead of schedule • Override timeline entries for one-off changes without breaking your schedule LOANS & DEBTS • Track all loans — personal, credit card, salary loans, and more • Log regular payments and lump-sum principal reductions • Monitor outstanding balance, total paid, and remaining term at a glance ACCOUNTS & TRANSACTIONS • Manage multiple bank accounts, e-wallets, and cash on hand • Record income, expenses, and transfers between accounts • Running balance stays accurate automatically PROJECTED INCOME & EXPENSES • Plan recurring income sources beyond your salary • List fixed monthly obligations so nothing catches you off guard • See loan payments automatically reflected in your projected expenses ANALYTICS • Net worth chart across time • Visual breakdown of spending by category • Obligations summary — know exactly where your money is committed WHY THIS APP ✓ Designed around Philippine payroll — cutoffs, semi-monthly cycles, OT ✓ Works completely offline — your data stays on your device ✓ No subscriptions, no ads, no account required ✓ Clean Material 3 interface with multiple color themes Built for professionals who want clarity over their cash flow — not just a transaction log.