Pagoro: Bills, Budget & Invest

Pagoro reminds you before a bill is due, shows where your money went at the end of the month and tracks your portfolio at current prices. Your data lives on your phone first; Pagoro never connects to your bank or asks for a bank password. BILLS • A reminder for every bill, before the due date. • See how many instalments and how much debt are left. • Auto-pay bills are marked as paid on their due date. • Snap a photo of a bill to read the amount and date. Scanning runs on your phone; the photo is never uploaded. INCOME AND SPENDING • Separate accounts for bank, cash and savings; each balance comes only from its own records. • Moving money between your own accounts is not counted as spending. • Paying off a credit card is not counted as a second expense. • Category budgets that warn you as you approach the limit. • Reports and CSV export. INVESTMENTS • Stocks from many exchanges, crypto and gold in one portfolio. • Average cost, profit and loss, and allocation. • Price alerts when a target is reached. • Every price shows its source and time. • Investment tracking is free. WHY YOU CAN TRUST THE TOTALS • Every total can be broken down: which records, which exchange rate and which date. • An amount without an exchange rate is never converted 1:1 into a total; the gap is shown. • Recurring records count once a month. PRIVACY • Records stay in a database on your device; the app works offline. • Only the last 4 digits of a card; never the full number or security code. • No usage analytics or crash reports are sent to our servers. • App lock with PIN, fingerprint or face. • Delete your account and cloud data from the app in one step. 52 LANGUAGES, ANY CURRENCY Language and currency are separate: use the app in English and keep your books in lira, or in Turkish and keep them in euros. PREMIUM (OPTIONAL) • No ads • Cloud backup and sync across devices (servers in the European Union) • Unlimited bills, budgets and scans • Premium colour palettes Premium is a monthly or yearly subscription through Google Play. It renews automatically at the end of each period until you cancel; cancel any time in Google Play > Subscriptions. The free version shows ads. Pagoro is not a financial advisory service; prices are for information only. Privacy policy: https://finora.erendiler.com/en/privacy/ Support: [email protected]