Buddies—Offline Budget Tracker

Buddies is a budgeting app that runs entirely on your phone. No account to create, no cloud sync, no ads, no analytics, no trackers. The app ships without internet permission, and has no way to send your data anywhere. KNOW WHAT'S LEFT TO SPEND Group your categories into budgets — groceries, rent, subscriptions, whatever you actually track — and spending updates as you log records. Every budget shows the room left for the month, with colour-coded warnings as the limit gets closer: Caution, then Critical, then Over budget. Budgets can repeat monthly or cover a single month. SEE WHERE THE MONEY WENT Insights shows income, expenses and balance at a glance, with spending broken down by category so the pattern is obvious instead of something you have to work out. Open any budget to see what's left, what that works out to per day, and how many days are still in the month. SPLIT BILLS WITHOUT A SERVER The Buddies tab tracks shared expenses with friends or housemates. Log what was paid, keep a running balance of who owes whom, settle up when you're ready. No invites, no accounts, nothing sent anywhere — just a record on your own phone. LOCKED, IF YOU WANT IT An optional PIN lock keeps the app shut to anyone who picks up your phone. Because there's no account and no server behind it, there's also no way to recover a forgotten PIN. The app tells you this before you set one. WHAT'S FREE Budgets, categories and records, with no limit on how many. Savings goals. The Insights tab — income, expenses, balance and spending by category. The per-budget view of what's left and how long it has to last. Full backup and restore of everything in the app. The PIN lock. One buddy for splitting bills. WHAT BUDDIES PRO ADDS One payment. No subscription, no recurring charge. Cash Flow Runway — free cash projected month by month across 6, 12 or 24 months, so you can see when a commitment starts and when it frees up again Month-over-month comparison in budget progress, including the per-budget history bars Projected completion dates on savings goals Recurring records that post automatically each month Spreadsheet import and export — separate from the backup file, which is free More than one buddy A guided walkthrough builds your first budget on the real screen, so you're not left staring at an empty app. Built by Epitaxy, for people who would rather not hand their finances to anyone. No ads. No accounts. No analytics.