Emkan

Emkan application offers you a one stop shop that serve all your financial needs in one place! with easy and secure digital application experience. You will get your loan online, without salary transfer with a push of a button! Emkan has your back, whether you have an existing loan or not! or you are working in private or public sector. App Features: • End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally. • Multiple loan products! can serve your financial needs and situations • Fast & easy approvals: if you're eligible, you can obtain your loan fast & easy with auto-approval flow! • Easy requirements: Emkan accept customers that: - Work in public, private and military sectors - Saudi or Expats - With starting salary of 2,000 SAR, without salary transfer. - Don’t need a guarantor. • Better user experience: easier steps and less requirements with the ability to modify your information and loan amount. • Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR! *** Get an easy and fast personal loan even if you have an existing loan! Personal Finance: Topup: Minimum and maximum period for repayment: 6 to 60 months Maximum Annual Percentage Rate (APR): 13.71% Loan processing fees: 1% out of the total loan amount and maximum 5,000. Example: Intrest Rate: 6.1 % APR: 12.25 % Tenure: 60 months Financing amount: 132,696.78 SAR Management Fees: 1,526.02 SAR Profit Amount: 40,472.51 SAR Total Contract Value: 173,169.29 SAR Monthly Installment: 2,886.15 SAR   Micro Product: Minimum and maximum period of repayment 3 to 24 months. Maximum Annual Percentage Rate (APR): 41.70% Administrative fees: 1% or 5,000 SAR of the loan amount. Example: Intrest Rate: 6.1 % APR: 12.25 % Tenure: 60 months Financing amount: 132,696.78 SAR Management Fees: 1,526.02 SAR Profit Amount: 40,472.51 SAR Total Contract Value: 173,169.29 SAR Monthly Installment: 2,886.15 SAR Refinance: Minimum and maximum period of repayment 3 to 60 months. Maximum Annual Percentage Rate (APR): 12.35% Loan processing fees: 1% out of the total loan amount and maximum 5,000. Example: Intrest Rate: 2.99% APR: 6.8 % Tenure: 60 months Financing amount: 144,863.88 SAR Management Fees: 2,515.37 SAR Profit Amount: 21,657.15 SAR Total Contract Value: 166,521.03 SAR Monthly Installment: 2,775.35 SAR and much more for you to discover while using Emkan. Download it now! National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355 For customer Support: 8001240251