EMI & Loan Calculator BD

Plan your loans with confidence using EMI & Loan Calculator BD — the smart, elegant, and privacy-focused loan financial companion built specifically for Bangladesh. Whether you are planning a Home Loan (গৃহ ঋণ), Car Loan (গাড়ি ঋণ), Personal Loan (ব্যক্তিগত ঋণ), Small Business Loan, or Education Loan, this app provides instantaneous, mathematically accurate EMI calculations, complete amortization schedules, and prepayment insights in Bangladeshi Taka (৳ BDT). Designed with a modern, clutter-free fintech interface, EMI & Loan Calculator BD works 100% offline without requiring any login, registration, or intrusive permissions. ━━━━━━━━━━━━━━━━━━━━━━ 🌟 KEY FEATURES ━━━━━━━━━━━━━━━━━━━━━━ 📊 1. Comprehensive EMI Calculator • Calculate accurate Monthly EMI, Total Interest, and Total Repayment in seconds. • Interactive Principal vs. Interest Donut Chart for clear visual breakdown. • Supports both Years and Months tenure modes. • Optional Down Payment and Bank Processing Fee calculation. • Quick increment buttons (+50K, +1 Lakh, +5 Lakh, +10 Lakh) for swift input. 🎯 2. Bangladesh Loan Presets Pre-configured standard repayment templates tailored to common loan types in Bangladesh: • Home / Apartment Loan (Mortgage) • Car / Auto Financing • Personal Expenses Loan • SME & Business Borrowing • Higher Education Loan 📅 3. Detailed Amortization Schedule • Complete month-by-month and year-by-year loan repayment schedule. • Track your opening balance, principal paid, interest charged, and ending balance. • Expand and collapse yearly summaries with smooth scrolling. • Perfect for planning early repayments and monitoring debt reduction over time. 💡 4. Extra Payment & Prepayment Calculator • See how much interest you save by making extra monthly or one-time lump-sum prepayments. • Calculate how many months or years you shave off your overall loan tenure. • Find out your new debt-free date with reducing-balance calculations. ⚖️ 5. Side-by-Side Loan Comparison • Compare up to 3 loan options simultaneously. • Compare different bank interest rates, tenures, and loan amounts. • Discover the most cost-effective borrowing option before signing bank documents. 🔍 6. Advanced Reverse Calculators • Loan Amount Calculator: Determine the maximum loan amount you qualify for based on your monthly budget. • Interest Rate Calculator: Reverse-calculate the effective annual interest rate from a given EMI quote. • Tenure Calculator: Find out how many months are required to clear your debt. 🇧🇩 7. Made for Bangladesh (BDT ৳ & Lakh/Crore) • Native Bangladeshi Taka (৳) currency formatting. • Choose between standard International numbering or South Asian Lakh / Crore system (e.g., ৳ 10,00,000 / ৳ 1 Crore). • Bilingual support: Seamlessly switch between English and বাংলা (Bangla) with a single tap. ━━━━━━━━━━━━━━━━━━━━━━ 🔒 PRIVACY & SIMPLICITY FIRST ━━━━━━━━━━━━━━━━━━━━━━ • 100% Offline: Calculate anywhere, even without an active internet connection. • No Account Needed: No phone number, email, or registration required. • Zero Sensitive Permissions: Does not ask for contacts, storage, camera, or location. • Lightweight & Battery Friendly: Fast, responsive Jetpack Compose engine. ━━━━━━━━━━━━━━━━━━━━━━ 📌 DISCLAIMER ━━━━━━━━━━━━━━━━━━━━━━ EMI & Loan Calculator BD uses standard reducing-balance financial formulas. This application is an estimation and financial planning tool. Actual interest rates, processing fees, and loan repayment terms may vary depending on the policies of individual banks, non-bank financial institutions (NBFIs), and lending organizations in Bangladesh.