Budget Manager

Budget Manager makes your money simple. Jot down an expense as you leave the store, and you already know where you stand for the month. How much is left before the end of the month? Where does money go without you noticing? How long will it take to reach your target amount? Budget Manager answers these three questions, and you don't have to calculate anything yourself. No account creation, no registration, no mandatory login: everything lives on your phone, even offline. WHAT THE APP DOES FOR YOU Your accounts, each in its place Checking, savings, cash, credit card, investments. Separate personal from business, household budget from vacation budget. Each account keeps its own currency. Every transaction in three steps Expense, income, or transfer: the amount, the category, it's all recorded. Tags, tracking, search, filters—and CSV import of your bank statements when you prefer to catch up on a whole week at once. Categories that reflect you Rename, recolor, delete, create your own. A category that's useless to you has no reason to stay in the list. Budgets that stick One envelope per category, from daily to annual. Activate rollover, and what you haven't spent is added to the next cycle. Most importantly, the app projects your current spending rate to the end of the cycle: you know you'll go over budget before you actually do. Quantifiable goals Enter the amount and date: the app calculates what you need to set aside each month and shows you how far you've come. Recurring expenses Rent, subscriptions, salary. Six frequency settings, pause anytime, no more re-entering. Debts and loans, all in one place Monthly payments, total interest paid, complete amortization schedule—from a small loan to a five-year mortgage. Reports that tell a story Assets, monthly savings, spending by category, top beneficiaries. You can see at a glance what a long list of transactions takes ten minutes to explain. Multiple currencies The European Central Bank's reference rates are updated daily, and a second public source covers currencies not quoted by the ECB. You can also manually set a rate. Totals are displayed in your chosen currency. Six languages French, English, Spanish, German, Portuguese, and Arabic, including right-to-left writing. FREE, AND FOR A LONG TIME 2 accounts, 3 budgets, 2 goals, and 3 months of history. No countdown timer. PREMIUM — monthly or annual subscription, after a 3-day free trial • Unlimited accounts, budgets, and goals • Multi-sheet Excel export and printing • Automatic categorization by rules • Automatically generated recurring events • Advanced reports and 24 months of history • Backup to your Google Drive The price is displayed in the app, in your currency. Manage and cancel your subscription from your Google Play account. ADVERTISING, YOU OWN IT No banners, no pop-up screens, ever. There's only one type of advertising: a video that you can play yourself, if you wish, to open the Excel export, advanced reports, or printouts for a single day. Subscribers won't see any of these. YOUR DATA REMAINS YOURS No registration, no audience measurement, no resale. Your transactions only leave the device if you manually enable Google Drive backup—and then they end up in YOUR Drive, nowhere else. If you play a video, Google AdMob receives the device's advertising ID, never your financial data. You get everything back, whenever you want, in CSV, JSON, or Excel format.