GEMS Fund - Revolving Credit

Name: GEMS Fund - Revolving Credit
Author: GEMS COMMERCIAL COMPANY LIMITED

LiveGEMS COMMERCIAL COMPANY LIMITED1 app · 87.4K installsFinanceFreecom.earth.magic

Revolving credit line with flexible withdrawal options

Alert me ★ Watch Open in Play ↗

Total installs: 87,419
Installs / day: +4.1K
Rating: —★
Released: —
Last update: 24 Jun 2026
Countries: 0/1

Install history

exact counter from Google Play

30dAll

Installs per day · last 90 days

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0

United States

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

No data shared with third parties
Collects data Personal info
Data is encrypted in transit
You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

11 in 6 groups

4 Sensitive3 Notable4 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Use your camera to take photos and record videos
Read all text and picture messages stored on your phone or SIM card
See your call history, including who you called, who called you, and when

LocationSensitive1

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION

SMSSensitive1

Access to read, send, and edit your text messages

Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS

PhoneSensitive2

Access to phone calls, call history, and voicemail

See your call history, including who you called, who called you, and whenread call log · READ_CALL_LOG
See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

OtherNotable5

Access to miscellaneous device features that don't fit other categories

Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Read more · all 11 permissions Show less

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Download

Full description

GEMS Fund – Access, Repay & Reuse with Flexibility GEMS Fund provides a modern revolving line of credit that helps users manage everyday expenses, temporary cash needs, and planned purchases with greater flexibility. With GEMS Fund, you can access a reusable credit limit and withdraw funds only when needed. Once repayments are completed, your available limit is restored automatically for future use. Why Choose GEMS Fund? - Flexible credit access anytime within your approved limit - Pay interest only on the amount withdrawn - Reusable credit line after repayment - Transparent fee structure with no hidden charges - Intelligent review system for faster processing - Advanced encryption and secure account protection Credit Information - Credit Line Range: ₹1,000 – ₹4 lakh - Repayment Tenure: 91 to 180 days - Maximum APR: 15.6% - Daily Interest Rate: Up to 0.04% per day - Processing Fee: Transparent fee-free structure with no hidden charges Example of Credit Usage For a withdrawal of ₹20,000 with a 5-month repayment period - Withdrawal Amount: ₹20,000 - Total Interest Payable: ₹1,282 - Total Amount Due: ₹21,282 Actual charges may vary depending on account eligibility and repayment duration. How GEMS Fund Works 1. Register your account 2. Complete your profile and verification 3. Receive your available credit limit 4. Withdraw any amount within the approved limit 5. Repay and continue using the restored credit balance Suitable For - Daily financial management - Emergency expenses - Temporary cash flow needs - Planned spending requirements Eligibility - Indian citizens aged 18 or above - Valid identification documents - Stable monthly income source We're Here to Help Contact us anytime: Email: [email protected] Phone Number: 9464868101 Physical Address: 20/1, Maharshi Debendra Road 2Nd Floor, Kolkata, West Bengal, 700007

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