Spark Money

Spark Money: Manage Money in One App Spark Money is your all-in-one financial companion, designed to help you, access essential financial services, and build wealth with confidence. Open a zero-balance savings account, file your income tax returns, buy gold, and apply for an eShram Card all from one secure platform. Spark Money is designed for gig workers, blue-collar workers, self-employed professionals, and small business owners. Lifetime Zero-Balance Savings Account Open and manage a lifetime zero-balance savings account via our banking partners for your everyday banking needs. Enjoy a seamless banking experience without worrying about minimum balance requirements. Savings accounts are offered through regulated banking partners and are subject to KYC verification and eligibility criteria. Simple & Hassle-Free Income Tax Filing File your income tax returns quickly and accurately with our guided filing experience. Get step-by-step assistance, timely reminders, and an easy-to-understand process designed to make tax filing stress-free. Buy and Sell Gold Build wealth gradually with gold. Buy from as little as INR 30. Buy and sell gold anytime, buy gold daily, track your wealth accumulated, and redeem your holdings as cash or request delivery in the form of gold coins or jewellery. Gold offered through Spark Money is backed by physical gold of equivalent quantity and purity stored in secure vaults. The value of Gold is linked to prevailing gold prices and may fluctuate. eShram Card Assistance Access support for eShram Card registration and related services through a simple and guided process designed to help workers avail themselves of eligible benefits and schemes. Security & Privacy You Can Trust Your security is our priority. Spark Money uses advanced encryption, secure authentication, and industry-standard safeguards to protect your information. We collect only the data necessary to provide the services you choose and handle it in accordance with our Privacy Policy. Important Disclosures Dvara Money is an authorized e-Return Intermediary (ERI) appointed by the Income Tax Department. ERI Registration Number: ERIP007314. Spark Money facilitates access to financial products and services through regulated partner institutions. Savings accounts are offered by regulated financial institutions, subject to eligibility, documentation, and approval criteria. eShram Card registration services are provided to assist eligible users with the registration process. Disclaimer The tax filing related information available within the app has been sourced from the Income Tax Department. Spark Money is an independent, privately owned platform and is not affiliated with or representative of any government authority, department, or agency, including the Income Tax Department of the Government of India. Spark Money assists users with the eShram registration process and is not affiliated with, endorsed by, or operated by the Government of India or the Ministry of Labour & Employment. The value of Gold may increase or decrease based on market gold prices. Spark Money facilitates access to certain financial and government-related services through authorized partners. Eligibility, approval, and service availability are subject to the respective partner's terms, conditions, and regulatory requirements.