Duefinch: Bill & Debt Tracker

Duefinch puts everything you owe in one place — so nothing lands as a surprise. Buy-now-pay-later instalments, subscriptions, insurance, rent, loans, home loans and household bills all sit on one screen, in date order, with the total you owe this week and this month at the top. Everything stays on your phone. Duefinch never connects to your bank, never moves money, and has no account to sign up for. WHAT YOU CAN TRACK • Buy-now-pay-later instalments • Subscriptions and memberships • Insurance premiums • Rent and board • Personal loans and car finance • Home loans • Power, internet, phone and other bills Add anything in seconds by typing, by speaking, by photographing a bill, or by pasting text from an email or message. Duefinch reads the amount and date for you and fills in the rest. WHAT DUEFINCH DOES FOR YOU Due soon, at a glance A running list of what's coming, this week and this month, with the total beside it. Reminders before the money leaves Set your own notice period and get a quiet reminder a few days before each payment, not after it bounces. Payment calendar A month view showing every due date, so you can see the heavy weeks before you commit to anything. Health check See what share of your income each commitment takes, and which ones have quietly grown. Debt-free countdown Your payoff date, updated as you go. Calculators that show the maths Compare paying a debt off in order of size or in order of interest rate. See what one extra payment a month actually saves you, in dollars and in months. The numbers are laid out clearly with charts — Duefinch shows you the facts and you decide what to do. 12-month forecast See what the year ahead looks like before it arrives, including the months with annual renewals in them. Savings goals Put a number and a date on what you're saving for and watch it fill. Subscription review Every recurring charge in one list with its yearly cost, so the $14.99 you forgot about shows up as $179.88. Search across everything One search box that finds any payment, provider or note. Net worth and assets Track what you own alongside what you owe. Personal, business and shared Tag anything so personal and business commitments stay separate. Export Save a PDF statement or a CSV of your data at any time — it's yours. THE FIRST 30 DAYS, AND AFTER Every feature is yours for 30 days. No card, no account, no sign-up. After that, without a subscription Duefinch turns read-only. Nothing you entered is ever deleted — every item, amount and due date stays readable, with the calendar, what you have ticked off and the health check. What needs Plus is changing it, and net worth, goals, the year ahead, smart import, six of the nine calculators and most insights. Three calculators and the hardship helplines are free for everyone, always. WHERE IT WORKS Weekly, fortnightly, monthly, quarterly and yearly cycles, across 32 currencies including NZD, AUD, INR, SGD, AED, ZAR, MYR, PHP, KES and FJD. Pick your country once and every figure follows it. PRIVACY, PLAINLY • No bank connection. Duefinch cannot see your accounts. • No account, no sign-up, no password. • Your data is encrypted and stored on your device. • There is no Duefinch server. Nothing is uploaded. • No ads, no trackers, no selling of data. • Optional AI features run on your device by default. If a feature ever needs the cloud, Duefinch asks first and tells you plainly. If you uninstall the app, the data goes with it. That's the trade-off of keeping it on your phone, and we'd rather be honest about it than quietly hold a copy. WHAT DUEFINCH IS NOT Duefinch is a record-keeping and reminder tool. It does not provide financial advice, does not lend money, does not process payments, and is not a bank or a financial service. Decisions about your money remain yours. SUPPORT Questions or ideas: [email protected] Website: https://duefinch.com Duefinch — everything you owe, in one place.