Aurelia Balance

Aurelia Balance is an offline planning utility for organizing personal debts, instalments, and monthly financial commitments. Add your own figures to view original amounts, current balances, minimum payments, upcoming dates, progress, calculated debt-to-income ratio, and an estimated completion date in one clear dashboard. Organize active, completed, overdue, and archived commitments, record payments, and create payoff plans using snowball, avalanche, or custom ordering. Adjust an extra monthly budget to explore estimated timelines, interest, and savings, or compare up to three scenarios without changing your original records. A manual calculator can estimate a monthly payment, payoff term, or available amount. Track instalment schedules, calculate regular payments, and review locally generated analytics for balances, payment distribution, and projected completion dates. Optional local reminders can alert you before payment dates. Charts, text labels, validation messages, empty states, and warnings help make entered data and calculated results easier to review. Your records and calculations stay on your device, with no account, server, payment service, lender connection, or remote financial data required. Choose display currency, reminder timing, rounding rules, and a preferred payoff strategy, or remove all local data after confirmation. Results are informational estimates based on your entries and are not financial advice, credit approval, or an offer of funds.