Thicket: Budget & Expanse

Money is a thicket: tangled subscriptions, scattered accounts, currencies, debts, plans. Thicket cuts a clean path through it — privately, on your device. No bank logins. No data harvesting. Just a calm, beautiful place to see where your money actually goes and where it's headed. Built for people who left Mint and refuse to hand over bank credentials to the next replacement. 💰 Track every dollar Log transactions across cash, bank, credit cards, savings, investments, wallets, prepaid, and loans. AI auto-categorization learns your spending so you stop tagging "Costco" for the hundredth time. 📊 Plan with confidence Weekly, monthly, and yearly budgets with rollover. Recurring transactions schedule themselves. Subscription manager tracks the full lifecycle — active, paused, canceled — so the gym you quit in March isn't quietly billing you in November. 🎯 Reach your goals Savings goals with progress tracking. Debt payoff plans that don't shame you. Multi-account net-worth view that updates as you live. 🤖 AI that helps, never hovers Weekly insights that read like a thoughtful friend, not a spreadsheet. A conversational AI assistant you can ask "did I overspend on takeout last month?" and get a real answer. All inference happens with your data staying on your device. 🔒 Your data, your device Offline-first by design. Your transactions never leave your phone unless you choose to sync them. No Plaid. No screen-scraping. No selling your spending habits to a credit-card affiliate. 🌍 Multi-currency built in Travel, freelance internationally, or split a life between two countries. Live FX conversion, per-account base currencies, and a clean view of your true position across them all. — Pricing — Free: full tracking, one budget, one goal. Plus ($3.99/mo): unlimited budgets, goals, AI insights. Pro ($7.99/mo): conversational AI, advanced reports, priority support. Lifetime ($99 one-time): every feature, forever. — Built by one person — Thicket is made by a solo developer in Canada. No VC, no growth team, no investor demanding your data become the product. Every feature exists because someone asked for it. You can email me directly. — Privacy first — Data is stored on-device by default. Optional encrypted iCloud / Google Drive backup. We never see your transactions. We never sell anything. Full export anytime in CSV and JSON.