Prosperics: AI Finance Tool

Find your student loan payment, paycheck take-home, SNAP eligibility, or retirement number in seconds — then ask AI what to do next. No bank linking required. Calculations run on your device. · 256-bit encrypted sync — your data is never sold. Most money apps track the past. Prosperics combines an AI advisor with 19 calculators that know your plan, grade your finances, and give you a clear verdict on every money decision. PROSPERICS AI ADVISOR Ask anything in plain English: "Can I afford this house?" "How do I retire by 60?" "What if I put 20% down?" The AI knows your goals and calculator history, runs the math, explains results in one tap, answers with charts, and creates PDF reports. Educational — not financial advice. FINANCIAL HEALTH SCORE Your money. One screen. Graded A+ to F across savings, debt, housing, emergency fund, and retirement. See net worth, biggest win, biggest risk, what-if sliders, monthly reviews, and an action queue of the exact moves that raise your score. 19 CALCULATORS — UNITED STATES · Paycheck & Income — real take-home after federal, state & FICA taxes, all 50 states · Student Loan (RAP/SAVE/IBR/PAYE) — compare every income-driven repayment plan · US Benefits — SNAP, EITC, Child Tax Credit, ACA eligibility checker · Self-Employment / 1099 — quarterly taxes, QBI deduction, S-Corp, W-2 vs 1099 · Mortgage — buy vs rent, PMI, refinance break-even, amortization, all 50 states · OBBBA Tax — 2025 Big Beautiful Bill Act impact on your household · Retirement — 401(k), IRA, Roth IRA, Social Security, Monte Carlo simulation · Debt — Snowball, Avalanche, and consolidation payoff comparison · Stock — 3-scenario DCF valuation, Graham Number, live SEC EDGAR data · Car — buy vs finance vs lease, EV vs gas, total cost of ownership · Budget, Loans, Rental Property, Compound Interest, Refinance Analyzer GOALS, ALERTS & WEEKLY CHECK-INS Track any calculator result as a goal with milestones, streaks, and projections. Rate alerts re-run your saved decisions when interest rates change — you get notified if the verdict shifted. Weekly plan digest and 1-tap check-ins. MARKETS Live CPI inflation, US Treasury yields, 10+ years of company earnings, and super-investor 13F filings — sourced from BLS, Federal Reserve, SEC EDGAR, and Freddie Mac. BUILT FOR TRUST · 256-bit encrypted sync — your data is never sold · No bank linking — you own your numbers · Calculations run on your device · Built for all 50 US states + DC · English · Español (Estados Unidos) · Educational only — not financial advice PRO SUBSCRIPTION Start free. Go Pro for unlimited AI advisor, goals, saves, rate alerts, live rates, PDF reports, and an ad-free experience. Monthly or annual via Google Play. Cancel anytime in Play Store > Subscriptions. Prosperics provides calculators and educational tools only. All figures are estimates. Not financial, legal, tax, or investment advice. Terms: https://prosperics.com/terms | Privacy: https://prosperics.com/privacy | [email protected]