DebtPayoff Pro: Debt Tracker

Friends forget. DebtPayoff Pro doesn't. 💸 DebtPayoff Pro is the fun, simple debt tracker for money your friends owe you — and money you owe them. Log every IOU, split bills instantly, and let AI write the perfect reminder message, so you get paid back without a single awkward conversation. TRACK EVERY DEBT, BOTH WAYS - "They Owe Me" and "I Owe Them" — both sides in one clean dashboard - Add a debt in seconds: name, amount, reason, due date, and notes - Fun avatars for every debt — pizza money, cab fare, gift money 🍕🚕🎁 - Search debts by name or reason - Pending and Settled filters with overdue highlighting AI REMINDER WRITER 🤖 - AI writes the reminder message for you - Pick your tone: Mild, Medium, or Spicy 🌶️ - Send straight to WhatsApp with one tap - Regenerate until the message is just right SPLIT BILLS IN SECONDS - Split trips, dinners, movies, and group expenses equally - See each person's share instantly - Turn any split into tracked debts with one tap - AI Take: a witty summary of every split RECORD PAYMENTS & SETTLE UP - Log partial payments with full payment history - See remaining balance and total paid for every person - Settle All with one tap when you're square - Export any debt as a shareable image card STATS THAT MAKE MONEY FUN 📊 - Financial Insights: owed to me, I owe, net balance, all-time settled - Debt Recovery Rate — how good are you at getting paid back? - Monthly lending trend chart - Debt Leaderboard 🏆 — who owes you the most? - Most Trusted friend and Worst Offender badges - AI Financial Take — witty insights into your lending habits SMART NOTIFICATIONS - Daily reminders for overdue debts - Weekly debt summary - Payment alerts when a debt is nearly settled YOUR DATA, SAFE & PORTABLE - Cloud backup and sync with Google Sign-In - Export all debts to CSV - Multi-currency: $, €, £, ₹, ¥, ₩ — perfect for friends worldwide - Multiple languages, plus Light and Dark themes PERFECT FOR - Friends who always "forget" to pay you back - Roommates splitting rent, groceries, and utilities - College students tracking trip and food money - Couples and coworkers managing shared expenses - Anyone who lends money and wants it back — nicely Stop being the friend who never gets paid back. Download DebtPayoff Pro and get your money back — with a smile. 😄 DebtPayoff Pro is a personal record-keeping tool for informal IOUs between friends. It does not provide loans, credit, payments, or money transfers, and never connects to your bank account.