Zilo: Daily Budget

How much can I spend today without running out before the month ends? Zilo answers that with a single number, refreshed every day. Tell it how much you have and how long it has to last, and it works out what you can spend daily. Spend less today and tomorrow gets bigger. No spreadsheets, no mandatory categories, no reports nobody reads. WHAT MAKES IT DIFFERENT • One number that matters — "you can still spend X today". It's the first thing you see. • Your balance rolls over. Days you underspend add up instead of vanishing at midnight. • It doesn't force the calendar month on you. Money has to last until the 15th? Set 15 days. FEATURES • A daily budget that recalculates itself after every expense • Home screen widget — see the number without opening the app • Optional daily reminder, at a time you choose • Piggy banks — set money aside for a holiday or a new phone, and it stops counting as spendable • Loans — track who owes you and who you owe, per person • Statistics: category chart, period comparison, search and filters • Custom categories with your own name, icon and colour • Recurring transactions — salary, rent and subscriptions post automatically • Shopping lists that turn into an expense in one tap • Streak: how many days in a row you stayed under budget • Full backup and restore to a file, plus CSV export • Light theme, dark theme and an AMOLED mode • English and Romanian, any currency PRIVACY Your data stays on your phone. There are no accounts, no sign-up and nothing is sent over the internet. We collect nothing at all. Backups go to a file you control. Free, with no ads and no subscriptions. Zilo is a personal expense journal. It is not a banking product and does not connect to bank accounts.