Curl Budget

Take control of your spending — solo or together. Curl Budget is a smart budget tracker and expense manager that connects to your bank accounts and uses AI-powered automation to categorize transactions, track budgets, and keep you on pace. A subscription is required for full access. Explore all features in a free demo workspace. SMART CATEGORIZATION • AI-powered expense categorization learns your spending patterns (opt-in) • Choose cloud or on-device AI for maximum privacy • Create custom rules with flexible matching logic • Select multiple transactions to bulk-edit categories and tags • Easily recategorize transactions with a tap BUDGETS THAT ACTUALLY WORK • Set budgets by category or tag with weekly, monthly, or annual periods • Envelope method: allocate income to categories, carry unused balances forward with rollover • Navigate between budget periods to review and adjust your spending plan • Get notified before you overspend, not after • See exactly how much you have left to spend BUILT FOR FAMILIES & COUPLES • Share a workspace with your partner or family • Everyone sees the same transactions and budgets • Role-based permissions keep you in control MULTI-CURRENCY • Set your preferred display currency for all reports and budgets • Track accounts in different currencies with automatic conversion • Auto-detects currency from your device locale CRYPTO WALLET MONITORING • Track Bitcoin, Ethereum, and Solana wallet balances • Daily balance snapshots integrated into your net worth • Paste any wallet address — auto-detects the blockchain GOALS & PROJECTIONS • Set savings goals and track your progress • Financial projections show where you're headed • Retirement planning with Monte Carlo simulations NET WORTH & CASH FLOW • Track your net worth over time across all accounts • Cash flow projections based on recurring rules and spending history • See which rules contribute to each projected month RECEIPT CAPTURE • Snap a photo or import from your gallery • OCR reads the amount and date automatically • Match receipts to transactions for record-keeping FRAUD DETECTION • Get alerts for unusually large amounts or unfamiliar merchants • Detect spending that deviates from your patterns RETURN TRACKING • Automatic refund detection linked to original purchases POWERFUL INSIGHTS • Cash flow charts show income vs. expenses over time • Search and filter transactions by category, recipient, date, and more • Drill down from summaries to individual transactions • Spot trends and understand your financial habits AUTOMATION THAT SAVES TIME • Automatic transaction imports from your banks • Import OFX, QFX, and QBO files from other finance apps • Smart transfer detection between your accounts • Duplicate and double-charge detection • Split transactions across multiple categories • Recurring transactions spread across budget periods • Rules run automatically — set it and forget it FLEXIBLE ACCOUNTS • Connect your bank through Plaid • Add manual accounts for cash or unsupported banks • Tag transactions for custom tracking and budgets PRIVACY FIRST • We never see your bank credentials • Plaid handles authentication with bank-grade security • Your data stays yours — no ads, no selling your data EARLY ACCESS Download now to secure your spot. Try all features in a free demo workspace. SUBSCRIPTION PRICING • Start with a free trial — no commitment • Early subscribers lock in their price forever • Full-featured — no paywalls for core functionality Available in English, Spanish, Portuguese, and Russian. Supports dark mode. Whether you're tracking personal finances solo, managing a family budget, or sharing expenses as a couple, Curl Budget gives you clarity without complexity. Terms of Service: https://curlbudget.com/terms-of-service.html Privacy Policy: https://curlbudget.com/privacy-policy.html