App Intel

SmartQarza-Safe easy cash loan

LiveGold Lion Financials (Private) Limited1 app · 14.3M installsFinanceFreecom.creditcat.tech.app

Online personal cash loan, unsecured, compliant, easy and efficient

Alert me★ WatchOpen in Play ↗
Total installs
14,323,765
exact · Play shows 10,000,000+
Installs / day
0
since last crawl
Rating
4.4★
420.4K ratings · 38 reviews
Released
—
—
Last update
16 Sept 2026
v2.1.3 · 26d ago
Countries
0/1
live · checked 1d ago

Install history

exact counter from Google Play
14M15.5M17M18.5M20M11 Oct12 Oct12 Oct
14M15.5M17M18.5M20M11 Oct12 Oct12 Oct

Installs per day · last 90 days

Not enough history yet — check back tomorrow

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0
United States4.4

Top countries

estimate · charts of 12 Oct

Most downloads likely come from 🇵🇰 Pakistan (~100%).

  1. Pakistan100%#45 Top free · Apps

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 12 Oct
ChartCountryRankChange
Top free · Finance PK#4▲ 1
Trending · Finance PK · 11 Oct#40—
Top free · Apps PK#45▼ 1

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • No data shared with third parties
  • Collects data Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

12 in 6 groups
3 Sensitive5 Notable4 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Use your camera to take photos and record videos
  • See which apps you use and how often, if you allow usage access
LocationSensitive1

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
PhoneNotable1

Access to phone calls, call history, and voicemail

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherSensitive7

Access to miscellaneous device features that don't fit other categories

  • See which apps you use and how often, if you allow usage accessupdate component usage statistics · PACKAGE_USAGE_STATS
  • See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices · BLUETOOTH
  • Connect to or disconnect from Wi-Fi networks and change saved Wi-Fi settingsconnect and disconnect from Wi-Fi · CHANGE_WIFI_STATE
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
🤩🤩SmartQarza holds a valid NBFC license from SECP. We bring Pakistani citizens fast, flexible, and secure personal loans—apply anytime, anywhere via your phone, with limits up to Rs 50,000. 📄📄Product Introduction: Loan Amount: from PKR 2,000 to PKR 50,000 Loan Term: Maximum 90 days APR (Annual interest rate): 10%-274% 📄📄Loan Example If you apply for a loan with the principal amount of PRK 5,000 and the loan term is 90 days (3 months), the annual interest rate is 10%, other fees is 0, then you need to pay as follows: Loan amount disbursed in hand: 5,000 Total interest payable: 5,000*10%*90/365=123.29 Daily interest: 5,000*10%/365=1.37 The total payable amount : 5,000+123.29=5,123.29 Monthly payment amount: 5,123.29/3=1,707.76 🖇️The assigned credit limit will be subject to the credit worthiness of the borrower ✨ 100% SECP-Licensed & Compliant SmartQarza is powered by Gold Lion Financials (Private) Limited—an NBFC fully licensed by the SECP (License No. SECP/LRD/89/GLFPL/2024). We follow Pakistan’s laws and regulations to the letter, so you get a lending service that’s safe, transparent, and reliable. Your trust matters—we never cut corners on compliance. 💡💡 How to Apply? Only 5 Steps ● Download SmartQarza from Google Play and register with your phone number. ● Complete the quick online form (taking around 3-5 minutes). ● Submit your application and receive approval promptly. ● Funds will be transferred to your bank account shortly. ● Repay on time → Access higher amounts, longer terms and lower fees for your next application! 📌 Who Can Apply? Simple Eligibility ● 19-55 years old, Pakistani citizen ● Hold a valid ID Card ● Have a stable income or job 🔔 Security & Privacy Protection When you use our app, we may request certain mobile phone information permissions—this helps us better assist your usage and verify your loan eligibility.Your data security is 100% guaranteed For full details, please review our complete Privacy Policy: https://www.smartqarza.com/privacy.html 🔔 We’re Here When You Need Us 🎧 In-APP Online Support: Get quick responses directly in the app (our top pick!). 📮 Email: [email protected] 📞 Hotline: 0518105039| 04238048016 📅 Hours: 8AM – 8PM, 7 days a week 📍 Office: 02 & 04, 2nd Floor Rajpoot Plaza, GT Road Wah Cantt, Tehsil Taxila, Distt Rawalpindi, Punjab 🖇️ Company Site: https://www.goldlionpk.com/ 🖇️ APP Website: www.smartqarza.com ❗❗Risk warning statement: lt is essential that you understand potential risk of over-indebtedness. Borrow responsibly and only take loans that you can comfortably repay within the agreed timeframe to avoid financial difficulties. Always read the terms and conditions carefully before availing any loan. Your financial well-being is our priority.

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