CredDaily

CredDaily is a smart financial app designed to provide employees with instant access to their earned salary before payday. Whether you’re facing an unexpected expense or need to manage monthly cash flow, CredDaily ensures fast, reliable, and hassle-free salary advances—backed by your employer. Key Features ✅ Advance Salary Anytime Get a portion of your earned salary in advance with just a few taps. No lengthy paperwork or waiting—CredDaily gives you financial flexibility when you need it most. ✅ HR-Approved Salary Credit Limit Once onboarded, your HR assigns you a personalized credit limit based on your employment profile and salary structure. This ensures responsible usage and transparency for both employees and employers. ✅ Simple Onboarding Process Easily sign up using your phone number and OTP. Complete your profile by providing basic details like name, email, gender, PAN, Aadhaar, work details, employee ID, and location. ✅ Two Easy Ways to Get Started Self Signup – New users can register and fill in details to be waitlisted for approval. HR Pre-Approval – If your employer has already registered you, log in via phone number and OTP to access your dashboard instantly. ✅ Track Your Transactions View your transaction history, track disbursements, repayment status, and maintain a clear financial overview—all in one place. ✅ Secure Payment Gateway CredDaily uses Cashfree Payments, a secure and trusted payment gateway, to process your transactions. Enjoy peace of mind with every transaction. ✅ Transparent Repayment You have a 30-day repayment window for any salary advance taken. No hidden charges or surprises—just clear terms and fair usage. 🛡️ Built with Trust and Security CredDaily is powered by Credent Global Finance Limited, a registered NBFC (Non-Banking Financial Company) governed by the Reserve Bank of India (RBI). We take data privacy and compliance seriously and follow strict protocols to ensure your information is safe and used responsibly. 🔐 Data Security All personal and financial data is encrypted. Sensitive details like PAN, Aadhaar, bank account information, and salary slips are processed securely. 📜 Privacy & Compliance We operate in accordance with Indian data protection laws. Your data is not sold or shared with unauthorized third parties. Learn more in our Privacy Policy. 📲 Who Can Use CredDaily? Employees of partnered companies Individuals whose HR has onboarded them to the CredDaily panel Anyone approved by their employer for advance salary eligibility