SmartBudget: Expense & Cash

Take complete command of your personal finances with SmartBudget — the 100% private, offline-first personal budget planner and intentional cash allocation utility. Unlike traditional financial apps that demand your online banking credentials, SmartBudget never connects to your bank and never transmits your financial records to the cloud. All calculations, income streams, fixed commitments, and savings goals live exclusively on your device. KEY FEATURES: ◆ 100% Offline & Private Your financial data belongs exclusively to you. No account creation, no sign-ins, and zero remote data harvesting. ◆ Dynamic Daily Safe-to-Spend Never guess how much you can spend today. SmartBudget automatically calculates your safe daily spending allowance by dividing your unallocated surplus cash across the remaining days in the month. ◆ Income & Earnings Management Track multiple streams of income — salary, freelance earnings, investments, or bonuses — with real-time visibility into your total monthly cashflow. ◆ Planned Expenses & Visual Donut Charts Log your recurring commitments (rent, utilities, groceries, subscriptions) and visualize your spending breakdown with interactive category donut charts and percentage-of-income tracking. ◆ Savings Goals Snapshot Watch your wealth grow. Set targets for emergencies, vacations, or major purchases, inspect slices on your interactive dashboard donut chart, and log quick deposits with a single tap. ◆ Monthly Trajectory & History Review historical trends and monthly surplus/deficit trajectories to continuously optimize your financial habits. ◆ 5 Daily Check-In Reminders Keep your budget on track with up to 5 customizable, on-device notification check-ins scheduled to your daily routine. ◆ Multi-Currency & Multilingual Full support for USD, EUR, GBP, MAD, and major global currencies, localized seamlessly in English, French, Spanish, and Arabic. Take control of your money with total privacy. Download SmartBudget today!