Comptani: Budget & Accounts

Your accounts stay on your phone. Encrypted, no bank connection, no account to create, and no subscription: one payment unlocks everything, forever. And Comptani shows you what your bank does not: what you really have left, once everything still due has gone out. NOTHING LEAVES YOUR PHONE Comptani has no server. No sign-up, no email address, no connection to your bank: your banking credentials are never asked for. The app works entirely offline. Your bookkeeping is encrypted on the device and opens with your fingerprint or a password. It locks itself again after a while, its content is hidden in the app switcher, and nothing goes into the phone's backups. A recovery question gets you back in if you forget your password, without anyone else ever seeing your figures. WHAT YOUR BANK DOES NOT TELL YOU • Two balances: the real one, which follows your statement to the cent, and the available one, which already takes out spending you have done but that has not been debited yet. The whole difference between "I have 400 left" and "I have 400 left, but the rent has not gone out" • Reconcile with one tap when a transaction shows up on your statement • End-of-month forecast: from the 2nd, what you will have left on the 30th, upcoming debits included • Provisions: money set aside for taxes, holidays or home projects. The bill draws on it, your available balance does not move ONE PAYMENT, NEVER A SUBSCRIPTION Free, forever: • Real and available balance, entry in seconds, reconciliation • Automatic recurring transactions: rent and subscriptions post themselves, on the right day • Search by word, amount or period • Monthly statistics, quick-entry widget • One account and five spending categories • Every currency, in English, French and Arabic Lifetime Premium, unlocked once: • End-of-month forecast and provisions, with a goal and a date • Unlimited accounts and categories • Limits per category, alerts at 80% and 100% • Receipt scanning: the amount fills itself in • Photo receipts kept with the expense, encrypted • Import your bank's CSV statement, automatic reconciliation • Notes and #tags • Detailed statistics, reminders, balance widget • Sync between two phones: one purchase covers both • CSV export for Excel, LibreOffice or Google Sheets • Colours and theme to your taste The purchase is tied to your Google account and restores itself if you change phones. Nothing will ever be charged again. TWO PHONES, THE SAME ACCOUNTS Managing money as a couple? Comptani syncs two devices through a simple shared folder: Google Drive, OneDrive, Dropbox or a memory card. The exchanged file is encrypted, only you hold the key, and nothing is ever overwritten. For advanced users, an option also lets you work on your own MariaDB or PostgreSQL database. Comptani neither provides nor runs any server: it is yours. NO ADS No banners, no data resold. No hidden model: the price is the price. WHO IT IS FOR Anyone who wants to know where their money goes without handing their statements to anyone: family budget, monthly spending, savings, a small business's cash flow, shared accounts for a couple or flatmates. GETTING STARTED A guided tour walks you through the app on first launch. A full user guide stays available in the settings.