SmartPenny

Make everyday money easier to understand with SmartPenny, a focused personal ledger for recording expenses, planning budgets and seeing where your money goes. RECORD WITH LESS FRICTION • Add income and expenses with clear dates, categories and amounts. • Review monthly records and useful summaries. • Import supported text, CSV and spreadsheet records. • Use optional AI bill-image recognition when you choose. PLAN AHEAD • Create flexible monthly budget groups. • Track spending against category-based limits. • Set recurring entries for bills, subscriptions and regular income. KEEP MONEY VISIBLE • Explore income and expense trends across custom date ranges. • See category distribution and monthly comparisons. • Export supported ledger data for your own records. SHARE WHEN YOU WANT • Create a family ledger and invite trusted members. • Record together while keeping personal and shared books organized. • Join securely with an invitation code or QR code. SYNC ACROSS DEVICES Sign in with Google, or use an existing email-and-password account, to synchronize your SmartPenny data and access your account on supported devices. You remain in control: edit individual records, leave shared books, export data, or request permanent account deletion. SmartPenny does not provide banking, payment, lending, investment or financial-advisory services. It is a record-keeping and budgeting tool; information shown in the app is not financial advice. Privacy Policy: https://smartpenny.apx.gy/privacy/ Account deletion: https://smartpenny.apx.gy/account-deletion/