Coinage Invest

Every account you own is either ready or earning. Never both. Checking is ready but does nothing. A 401(k) works but you can't touch it for decades. The money in between, the money of your actual life, sits still and loses ground to prices. Coinage is the account for that money. It stays invested in plain, diversified funds, and it's there when you need it. How it works Move in the money that's waiting to be spent. Rent, the trip fund, the buffer that sits in checking all month. It goes to work in broad, diversified funds. No tickers to pick. No charts to watch. Keep swiping the card you already have. Amex, Chase, whatever is in your wallet. Every point, mile, and dollar of cashback stays yours. When you spend, Coinage sells by the rule you set and the proceeds go toward the bill. You set it up once and it runs. What's inside Sell rules you control. Pick a profit-only rule and nothing sells at a loss unless you say so. Change it or pause it any time. One tap stops everything. Goal Nests. Give the dream a name and a date. Concert tickets, a wedding, a down payment. Your money works toward it while you go about your week. Custom Nests. Build a basket of stocks around a theme you care about, weighted your way. Or skip it and stay in broad funds. Spend Match. Buy the coffee, add a slice of the coffee company. Purchases can put a matching amount into a Nest, automatically. Spend tracking. Every purchase in one place, and what your gains covered. Recurring investing. Set a weekly or monthly amount so it never depends on remembering. Where your money lives Coinage is not a broker and never holds your money. Your account sits at a regulated U.S. brokerage that is a member of FINRA and SIPC. Your card connects through Plaid, read-only, so Coinage sees spending and never your bank login. Everything is encrypted in transit and at rest. Pricing Free: one Nest, one goal, one bank, plus spend tracking and spend matching. Premium, $5.99 per month: automatic selling when you spend, unlimited Nests, goals and banks, subscription detection, and separate rules per card. Cancel any time. What we believe Money should never be the bottleneck to human experience. The wealthy already live this way. Their money never sleeps, and they spend against it. That was never a knowledge gap. It was a tooling gap. Coinage is the tool. Markets fall, and we say so. There will be years when your money is worth less than what you put in. We will never hide that. Important disclosures Coinage App LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply any level of skill or training. Investment advisory services are provided under an advisory agreement. See our Client Relationship Summary and firm brochure at coinage-app.com/crs. All investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Investments are not bank deposits, are not FDIC insured, and may lose value. Gains may cover some, all, or none of your spending. Coinage is not a broker-dealer and does not hold or take custody of your funds or securities. Orders are executed by the brokerage that holds your account. SIPC protection covers the failure of a member brokerage, not market losses. Nothing in this listing is a recommendation, an offer to sell, or a solicitation to buy any security. Coinage does not provide tax or legal advice.