Kharchana – Personal Finance

Name: Kharchana – Personal Finance
Author: Coding's Art

LiveCoding's Art5 apps · 538 installsFinanceFreecom.codingsart.kharchana

Smart personal finance manager with automatic SMS tracking

Alert me ★ Watch Open in Play ↗

Total installs: 40
Installs / day: 0
Rating: —★
Released: 19 Feb 2026
Last update: 15 Mar 2026
Countries: —

Install history

exact counter from Google Play

30dAll

Installs per day · last 90 days

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

No data shared with third parties
Collects data Financial info and Messages
Data is not encrypted
No way to ask for data deletion

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

8 in 4 groups

2 Sensitive4 Notable2 Routine

What this app can do with your phone

Read all text and picture messages stored on your phone or SIM card
Read notifications from all your apps, but only after you allow notification access in Settings

SMSSensitive1

Access to read, send, and edit your text messages

Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS

PhoneNotable1

Access to phone calls, call history, and voicemail

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

OtherSensitive5

Access to miscellaneous device features that don't fit other categories

Read notifications from all your apps, but only after you allow notification access in Settingsbind to a notification listener service · BIND_NOTIFICATION_LISTENER_SERVICE
Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Connect to the internet to load content and send datafull network access · INTERNET
Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE

Read more · all 8 permissions Show less

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Download

Full description

Kharchana is a smart personal finance manager that automatically tracks your spending using bank SMS alerts. No complicated setup. No manual entries. Just install and get clear insights into your money. ⸻ 🔹 Automatic Transaction Detection Kharchana reads bank transaction SMS messages on your device to identify money spent and money received. All processing happens locally on your phone. ⸻ 🔹 100% Private & Offline Your financial data stays on your device. Kharchana does not upload, transmit, or share your SMS or transaction data with any external server. No ads. No data selling. No hidden tracking. ⸻ 🔹 Clear Money Insights • Monthly and yearly summaries • Total spent and total received • Category-based spending breakdown • Budget tracking • Clean dashboard design ⸻ 🔹 Optional Notification Tracking You can optionally enable notification access to improve transaction detection from trusted payment apps. This feature is fully optional. ⸻ 🔹 Built for Simplicity Kharchana focuses on: • Lightweight performance • Clean and simple interface • Accurate transaction parsing • Complete user control Take control of your money with clarity. Kharchana – your personal finance manager, made simple.

What's new

Improved global SMS transaction detection Added support for multiple currencies Improved transaction parsing for international banks UI improvements and bug fixes

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