Clear Trace

Clear Trace helps you keep track of money that passes through your hands but was never really yours—money you lent to a friend, money you spent for work and are waiting to be reimbursed for, or money you manage on behalf of your family. Most expense apps assume every rupee you spend is gone. Clear Trace assumes it will come back and follows it until it does. WHAT IT HANDLES Money You Lend Record how much you gave, who received it, and why. Repayments are automatically applied to the oldest outstanding loans first, so partial payments never leave you guessing. View each person's outstanding balance at a glance, and keep multiple loans for the same person without mixing them together. Office Expenses Awaiting Reimbursement Record expenses you paid from your own pocket for work. When you're reimbursed, the payment is automatically allocated across your pending expenses in order. A single reimbursement can settle multiple expenses, and a large expense can be settled through multiple reimbursements—either way, the complete trail remains intact. Money You Manage for Someone Else Track money you receive on someone else's behalf, what you spend from it, and what remains. Ideal for family finances, shared household funds, or any money you hold in trust. A COMPLETE SETTLEMENT TRAIL Every settlement records exactly which payment cleared which expense. Even months later, you can answer questions like, "When was this settled, and which payment cleared it?" without relying on memory. BUILT FOR REAL LIFE Works offline. Your records stay on your device and remain available even without an internet connection. Optional cloud sync. Create an account only if you want backups or access from another device. Skip it, and your data stays on your phone. Quick entry. Add a transaction in just a few taps, or type a simple sentence like "Gave Ravi ₹5,000 for rent" and let the app fill in the details. Payment reminders. Schedule reminders for money you're owed and send them through WhatsApp when the time comes. Shareable statements. Export a clean PDF ledger for any person so you can clearly show what has been borrowed, repaid, or is still outstanding. Multiple accounts and wallets. Track cash, bank accounts, and UPI separately, with opening balances that match your real finances from day one. Tags and notes. Add context to every transaction and quickly find it later. PRIVACY Clear Trace has no ads, no analytics, and no trackers. Your financial records are stored on your device. If you choose to enable cloud sync, your data is securely transferred to our own servers over an encrypted connection—never to advertisers, never sold, and never shared. WHO IT'S FOR Anyone who lends money to friends or family and wants to keep track of repayments. Employees and business owners who spend their own money for work. Anyone managing money for a parent, spouse, sibling, or another family member. Anyone tired of scrolling through chat history to figure out who owes what. Clear Trace does not connect to your bank account, read your SMS messages, or move money. You simply record what happened, and Clear Trace keeps the numbers accurate and the settlement history organized. Minor improvements made Improved grammar and readability throughout. Replaced "office spending" with "office expenses", which is more natural. Changed "money you spent for the office" to "money you spent for work" for broader appeal. Standardized punctuation and capitalization. Made the privacy section read more professionally. Slightly strengthened the marketing language without making claims that could cause App Store or Google Play review issues.