Choice Connect

Choice Connect – Your Financial Distribution Platform Choice Connect is a digital platform that helps agents offer and distribute financial products through participating product providers, banks, NBFCs, insurers, brokers and other regulated financial partners. Access product information, customer leads, digital onboarding, training and business tools in one place. Financial Products Mutual Funds: Help customers access mutual fund products through applicable registered distribution arrangements.  Insurance: Offer life, health, motor and other insurance through applicable licensed/certified distribution arrangements.  Equity, Demat & Investments: Help customers access eligible demat, equity and investment products through applicable authorised arrangements.  Loans & Lending: Facilitate access to personal loans, business loans, Loan Against Mutual Funds (LAMF) and other lending products through RBI-regulated partner banks and NBFCs. Choice Connect does not lend or disburse loans; approval, pricing, fees, repayment terms and disbursement are determined by the lending partner.  Banking Products: Facilitate access to eligible savings accounts, current accounts, fixed deposits and credit cards through partner institutions. Lending Partners Personal loans on Choice Connect are provided by RBI-regulated lenders: IDFC FIRST Bank, Poonawalla Fincorp, InCred Finance, FDPL Finance Private Limited (Fatak Pay) and RK Bansal Private Limited (Ram Fincorp). Personal Loan Information • Loan amount: ₹5,000 to ₹15,00,000 • Tenure: 12 to 60 months • Interest rate/ROI: 12% to 36% p.a. • Processing fee/other charges: 2% to 4% Representative Example: ₹1,00,000 for 12 months at 15% p.a. with a 4% processing fee: EMI approx. ₹9,026; total EMIs approx. ₹1,08,310; processing fee ₹4,000; total payable approx. ₹1,12,310. This example is illustrative. Actual loan amount, interest rate/APR, EMI, fees, tenure and total payable depend on the lender’s terms, applicable charges and the customer’s eligibility and credit assessment. Final terms are set by the lending partner. Why Choice Connect Multiple financial products on one platform Zero registration fees to Choice Connect Product training and business guidance Digital onboarding and product sharing Customer and lead management tools Track eligible transactions and performance Flexible business management How You Earn Agents may earn applicable commission or remuneration on eligible successful transactions, subject to product, partner terms, eligibility and regulations. Earnings are not guaranteed and may vary by product, customer and transaction volume. How It Works Create your Choice Connect account. Complete onboarding requirements. Select eligible products. Complete required training, certification or registration where applicable. Connect customers with the relevant provider or regulated partner. Track leads, customers and eligible transactions on the platform. Lending Process Loan applications are processed by the lending partner, which performs eligibility and credit assessment, decides approval, sets final terms and is responsible for sanction and disbursement. Choice Connect does not guarantee loan approval, amount, interest rate or disbursement. Important Information Choice Connect is a technology and financial product distribution platform. Products are offered, processed, approved and/or provided by the respective product providers, banks, NBFCs, insurers, brokers and other regulated/authorised institutions, as applicable. Product availability, eligibility, pricing, commissions and terms are subject to each partner’s policies and applicable laws and regulations.