Couple Cents

Couple Cents is a budgeting app for couples who want to manage money together instead of juggling separate spreadsheets, apps, and guesswork. Track spending, build a shared budget, and reach your financial goals as a team — all in one secure, bank-connected app. A shared budget app built for two Couple Cents is designed specifically for couples managing joint finances, not a single-user budgeting tool retrofitted for sharing. Link your bank accounts securely and see combined balances, spending, and net worth in one shared view, so you and your partner are always looking at the same numbers. Automatic expense tracking and budget categories Connect your accounts and Couple Cents automatically categorizes your spending, so you can see exactly where your money goes each month. Set a monthly budget for each category and watch it update in real time as you spend. Unused budget rolls over into the next month, so a light spending month actually works in your favor. Shared savings goals with contribution tracking Set a savings goal together — a vacation fund, emergency fund, down payment, or anything else you're working toward — and track exactly how much each partner has contributed. No more wondering who put in what. Paycheck-based budgeting Couple Cents shows you exactly what to set aside from your next paycheck to cover upcoming bills, timed to when those bills are actually due, so you're never caught off guard by a due date. Recurring transactions and bill reminders Log rent, subscriptions, or recurring transfers once and let the app handle the rest. Get reminders before bills are due, alerts when a connected account balance runs low, and notifications when a budget category goes over — with full control over which alerts you want to receive. Net worth and spending trend tracking Track your combined net worth over time and see spending trends by category and by month, so you can spot patterns and make better financial decisions together instead of after the fact. Home screen widgets Check your net worth, your next upcoming bill, and your spending trends directly from your home screen, without opening the app. Built for privacy and security Couple Cents uses bank-level encryption and two-factor authentication to protect your financial data, with an optional biometric app lock using fingerprint, face unlock, or your device PIN for an extra layer of security on the app itself. Whether you're combining finances for the first time, planning a big purchase together, or just tired of the "who paid for what" conversation, Couple Cents gives you and your partner one shared, accurate source of truth for your money — so you can budget as a team, not as two people guessing.