ValoKash

ValoKash provides residents with small amounts of credit to help you cope with those times when you need flexible cash flow. The entire process can be completed on your mobile phone. You will need your national ID card, fill in your personal information, and submit it as prompted to complete the loan application. Application Process 1. Download the application software. 2. Register an account and fill in the details. 3. Submit the application. 4. Wait for approval. 5. Once the application is approved, the loan will be disbursed to your account. Product Details Loan Amount: 1,000 Taka - 60,000 Taka (subject to actual approval) Loan Term: 91-240 days (subject to actual approval) Annual Interest Rate(Maximum Annual Percentage Rate (APR)): Maximum annualized interest rate of 10.4%, daily interest rate not exceeding 0.028% Loan Approval: Initial review can be completed within 30 minutes Information Security: AES-256 encryption technology is used throughout the entire process to ensure the security of your identity information. Application Requirements Applicants must be at least 18 years old, hold a national ID card, have a valid mobile phone number and bank account, and have a stable source of income. 100-Day Loan Example Loan Amount: 10,000 Taka Term: 100 days Daily Interest Rate: 10.4% / 365 ≈ 0.028% Total Interest: 10,000 × 0.028% × 100 = 280 Taka Total Repayment at Maturity: 10,000 + 280 = 10,280 Taka Customer Service Hours: Monday to Sunday, 9:00 AM to 3:00 PM 6:00 Customer Service Email: [email protected] ValoKash answers all your loan-related questions with online customer service, ensuring a smooth and worry-free loan experience. Currently, we can only operate in Bangladesh or serve customers holding Bangladeshi ID cards.