Spend Buddy – Budget Tracker

Spend Buddy is your all-in-one personal finance companion designed to make budgeting simple, clear and stress-free. Track everyday spending, manage multiple accounts, stay on top of bills and build savings goals – all from one easy mobile app. Spend Buddy is fully offline, so your financial data stays on your device, not on a remote server. 💰 Key features • Fast transaction entry for income and expenses • Support for multiple accounts (e.g. Everyday, Savings, custom accounts) • Internal transfers that don’t double-count as income or expenses • Categories and notes so you can see exactly where your money goes • Smart summaries of your income, spending and net position • Monthly overview so you can compare one month to another 📅 Bills & recurring payments • Add recurring bills and subscriptions • Daily checks for upcoming bills • Optional notifications when bills are due today or tomorrow • Keep everything visible so you’re less likely to miss a payment 🎯 Savings goals • Create savings goals for things that matter to you • See how much you need to save each week or month • Goal “nudges” to help keep you on track 📊 Insights & awareness • Clear breakdowns of what you earn vs what you spend • Spot problem categories quickly and adjust your habits • Understand your money without complicated charts or jargon 🔔 Smart notifications (optional) • Low balance alerts for your main spending account • Bill due today / tomorrow reminders • Weekly goal nudges and monthly summaries • Backup reminders so you remember to export your data 🔒 Privacy & data • No sign-up or login required • No bank connections or screen scraping • All data is stored locally on your device • The only online link is an optional “Buy Me a Coffee” support page Spend Buddy is built for people who want a straightforward, offline budgeting tool they can trust. Add a few transactions each day, keep an eye on your goals and let the app gently nudge you in the right direction. Take control of your finances one transaction at a time with Spend Buddy.