Budget Ledger: Expense Tracker

Budget tracking, the easy one. No login. No subscription. No cloud syncing your money to who-knows-where. Tap a day on the calendar, log what you spent or earned, and Budget Ledger handles the rest — running balance, recurring bills, monthly totals, all on your phone. Built for people who want to know where their money goes without filling out spreadsheets or signing up for a "financial wellness platform." WHAT YOU GET 📅 Calendar view See your whole month at a glance. Tap any day to add or review transactions. Days with money in or out are marked so you can spot patterns instantly. 💰 Running balance Every account tracks its real-time balance, including future recurring bills. Always know what you've actually got — not what you've got today minus the rent that hits tomorrow. 🔁 Recurring transactions Set up rent, your paycheck, Netflix, the gym, your kid's allowance — once. Daily, weekly, bi-weekly, monthly, quarterly, semi-annually, or yearly. Budget Ledger expands them across the calendar automatically. 💳 Multiple accounts Personal, Business, Joint, Savings — whatever you need. Each one is color-coded and tracked separately. 🔍 Search & history Find any past transaction by name or amount. Browse a flat list of everything you've ever logged, grouped by month. 🔔 Low-balance alerts Set a threshold per account. Get one nudge a day if you dip below it. No spam. 🔒 App lock Optional PIN plus fingerprint or face unlock so nosy roommates and curious siblings stay out. 💾 Backup & restore Save a backup file anywhere — Drive, Files, a USB stick. Restore it on a new phone in seconds. Your data, your call. 🎨 Themes Auto / Dark / Light. Five accent colors. Pick what feels right. PRIVACY THAT'S ACTUALLY PRIVATE Budget Ledger stores everything on your device. No servers, no accounts, no analytics SDK, no "anonymous usage data" being shipped off to a marketing firm. Your financial data never leaves your phone unless you choose to back it up. The only network activity is the AdMob banner at the bottom of the screen — that's how the app stays free. There are no full-screen ads, no video ads, no upsells, no pro tier dangling over your head. WHAT YOU DON'T GET An account to make A monthly fee A bank connection (this is a tracker, not a bank) Investment advice A surprise paywall in the middle of a feature Notifications begging you to come back ABOUT Made by Biscuits Technology LLC. One small studio, no funding round, no roadmap committee. Built because every other budget app wants your bank login, your email, your phone number, and your firstborn — then shows you a paywall the moment you try to do anything useful. If you just want to track money on your phone without any of that, this is the one. Free with ads. Android 7.0 and up. Privacy policy: biscuitstechnology.com/biscuits-technology-legal/budget-ledger-privacy-policy.html Terms of service: biscuitstechnology.com/biscuits-technology-legal/budget-ledger-terms-of-service.html Support: [email protected]