Budget Flow Live

BudgetFlow – Take Control of Your Money BudgetFlow is a free, easy-to-use personal finance app that helps you track income, manage expenses, plan budgets, monitor savings, and keep loans and debts organized. TRACK INCOME AND EXPENSES • Add income and expenses with amounts, dates, descriptions and notes. • Organize spending with customizable categories and subcategories. • Record cash, bank, mobile money and other payment methods. • Track personal and business transactions separately. • Attach receipt references, save favorite expenses and repeat entries faster. • Search, filter and review transactions in a list or calendar. CREATE AND MONITOR BUDGETS • Set an overall monthly budget and category-specific limits. • See how much you have spent and what remains. • Receive optional alerts when spending approaches your limits. • Identify spending patterns and opportunities to save. MANAGE SALARY AND PAYROLL Understand your take-home income without confusing deductions with expenses. • Record gross salary, payroll deductions and net income. • Track loan check-offs and other salary deductions. • Avoid double-counting deductions in your financial summaries. TRACK SAVINGS AND GOALS • Create savings goals and target amounts. • Record contributions and withdrawals. • Review savings progress and history. KEEP LOANS AND DEBTS ORGANIZED • Record personal loans and payroll check-off loans. • Track repayments, progress and outstanding balances. • Record money you have lent to others. • Monitor amounts owed to you and repayments received. MANAGE ACCOUNTS AND WALLETS Create records for cash, bank accounts, mobile money and other wallets. Set opening balances, track account activity and record transfers without incorrectly counting transfers as income or expenditure. UNDERSTAND YOUR MONEY WITH REPORTS • View income, spending, savings and debt summaries. • Explore category charts and income-versus-expense comparisons. • Review daily, weekly, monthly and yearly trends. • Generate PDF and CSV reports for selected periods. • Export reports for your own records. STAY ON TOP OF IMPORTANT PAYMENTS Use recurring transaction tracking, bill reminders, budget notifications and monthly financial reviews to stay organized. YOUR RECORDS. YOUR CONTROL. • Financial records are stored on your device. • No BudgetFlow online account is required. • Core budgeting features work offline. • Enable optional PIN or supported biometric app locking. • Hide financial amounts using privacy settings. • Create and restore local backups when needed. • Export or delete your records under your control. BudgetFlow does not require you to upload financial transactions to a developer-operated server. Google AdMob and Android services may process certain technical information separately, as explained in the Privacy Policy. Exported backups should be stored securely. PERSONALIZE YOUR EXPERIENCE Choose your preferred currency, edit categories, adjust notifications and select a theme that suits you. FREE AND AD-SUPPORTED BudgetFlow is free to use, with Google AdMob banner advertisements. No subscription is required for its core budgeting features. Whether you are a student, employee, entrepreneur or managing household finances, BudgetFlow helps you organize your financial records in one convenient app. Start tracking today. Plan better. Spend wisely. Save with purpose. BudgetFlow is a recordkeeping tool, not a bank or financial adviser. Calculations depend on the information you enter and should be verified for important decisions.