BTN Lending

BTN Lending is a simple, easy-to-use mortgage calculator designed to help you understand your monthly home loan payments before you buy. Whether you're a first-time homebuyer or looking to refinance, BTN Lending gives you a clear picture of what to expect each month so you can plan with confidence. BASIC CALCULATOR Enter your home price, down payment, interest rate, and loan term to instantly see your estimated monthly principal and interest payment. Choose between 15, 20, or 30-year loan terms and toggle your down payment between a percentage or dollar amount. ADVANCED CALCULATOR Get a more complete picture by factoring in property taxes, homeowners insurance, private mortgage insurance (PMI), and HOA fees. The advanced mode breaks down your total monthly payment so there are no surprises. SAVE AND COMPARE Save up to 10 calculations so you can compare different scenarios side by side. Trying to decide between a 15-year and 30-year loan? Wondering how a larger down payment affects your monthly cost? Save each scenario and revisit them anytime. CONNECT WITH A LOAN OFFICER Ready to take the next step? Tap "Get an In-Depth Estimate" and Braden will reach out to you with a personalized mortgage estimate based on your numbers. No pressure, just expert guidance when you need it. ACCOUNT OPTIONS Create a free account to save your calculations across devices, or use the app as a guest with no sign-up required. BTN Lending app does not originate, broker, or service loans. It is a calculator tool designed to provide estimates for informational purposes only. Actual rates, payments, and terms may vary.