Pay-Calc

Pay-Calc is a free paycheck and tax calculator for all 50 US states. Calculate your exact take-home pay before payday — no internet connection required. FREE CALCULATORS: - Salary-Calc — Calculate net pay from your annual salary. Supports weekly, bi-weekly, semi-monthly, monthly, quarterly, and annual pay schedules. Includes overtime calculations. - Hourly-Calc — Calculate net pay from your hourly rate and hours worked. Includes overtime at 1.5x and 2.0x rates. - Budget-Track — Track your monthly budget by expense item. Turn on actual-spending tracking to see how your spending compares to what you planned. - Budget-Calc — Find out exactly how much income you need to cover any budget amount, with a full deduction breakdown. PREMIUM CALCULATORS (Pay-Calc Pro — $4.99/year): - Indie-Calc — Calculate net income and self-employment tax for 1099 and freelance workers. Includes quarterly estimated tax payment calculations. - Compare-Calc — Compare any two income scenarios side by side. Compare salary vs salary, W-2 vs 1099, or any two calculator results with a full difference breakdown. - Biz-Calc — Calculate the true total cost of an employee to your business. Includes payroll taxes, benefits, PTO, overhead, and equipment costs. KEY FEATURES: - Works 100% offline — no internet connection ever required - All 50 US states + Washington D.C. supported - 2026 federal and state tax rates - No account or login required - Your data never leaves your device - Free 7-day trial for Pay-Calc Pro WHAT GETS CALCULATED: - Federal income tax - State income tax - Social Security and Medicare (FICA) - City and local taxes - Overtime pay - Pre and post-tax deductions - Net pay per pay period Pay-Calc is built for employees, freelancers, and employers who want to understand their paycheck — and plan their budget — before they receive it. All calculations are estimates based on current IRS and state tax tables. Consult a qualified tax professional for personalized tax advice. Developed by Brightray Technologies LLC.