Runway

Runway answers one question: "What does my checking account look like over the next five weeks?" Every paycheck, bill, and credit card payment, projected onto a calendar -- so surprises stop being surprises. FEATURES • Your next 35 days on one calendar -- every paycheck, bill, and card payment lands on the day it'll actually hit, color-coded so trouble is visible from across the room • "Safe to spend today" -- one number: what you can spend right now and still clear every bill between here and payday • Credit card payments, predicted for real -- a $240 balance today doesn't mean a $240 payment on the 18th. Runway adds what you'll keep spending before the due date, so the payment that hits your forecast is the one that'll hit your bank • Expected spending, not expense tracking -- tell it roughly what groceries, gas, and fun cost you a month. No receipts, no categorizing transactions, no guilt • Pay bills from cash or card -- a bill charged to your credit card rolls into that card's next payment automatically • Transfers that move money on both sides -- $1,000 from Checking to Savings on the 15th shows up in both forecasts • What-if scenarios (Premium) -- test a big decision before you make it: a job change, a house sale, paying off a debt. See the projected impact on your own numbers, without touching your real data • Mark paid or skip -- cashed a check early? Skipping something this month? One tap keeps the forecast true • Look back, not just forward -- Cash Flow History shows what actually happened, month by month, next to what was expected -- confirm, correct, or skip, right from the list • Honest multi-account warnings -- if one account is heading for trouble while another is flush, Runway calls it out, saying "Shortfall in Checking," not "You have $1000 left this month" • A safety buffer you set -- pick the floor you never want to cross (per account, if you like) and get warned before you're close, not after • Freshness nudges -- Runway knows when money moved since you last verified a balance, and tells you when the forecast is running on stale numbers • Home-screen widgets -- your whole runway at a glance (calendar and scrollable list views), no app open needed • Reminders only if you want them -- everything is off by default; you choose what to be reminded about and how often • Make it yours -- dark mode, a colorblind-friendly palette, custom colors, and four text sizes (the biggest is genuinely big) • Share your runway, read-only (Premium to send; always free to receive) -- pair with a spouse or partner once via QR code, then share an encrypted snapshot of your runway or a saved what-if scenario any time -- no accounts, no passwords, no server • Your data never leaves your phone unless you say so -- no account, no bank linking, no cloud sync, no analytics. Your balances and bills live only on your device; the only ways they ever leave are a CSV export or a snapshot you choose to share • Two-minute tutorial -- the concepts up front, then guidance right where you need it: what to add first, and how to read your own forecast the moment it's real PREMIUM Runway is a complete financial forecasting app, for free. Premium is an optional one-time purchase (no subscription) that unlocks the two features marked above -- What-If Scenarios and sending a shared snapshot. Receiving a snapshot someone else shares with you is always free. Already bought it? Restore your purchase anytime from Settings on a new device. WHAT RUNWAY IS NOT • Not a budgeting app -- no transaction categorizing, no spending goals • Not a net worth tracker -- investments and home equity belong elsewhere Runway does one thing: shows you whether you'll make it to payday, and how much free cash you have along the way.