My Paycheck Calculator

Take control of your finances with My Paycheck Calculator, the most comprehensive paycheck and tax estimation app for iOS. Compare job offers, plan for retirement, or optimize your tax strategy with accurate breakdowns for tax years 2021-2026. DETAILED PAYCHECK BREAKDOWNS See exactly where your money goes. View net income after federal, state, and local taxes, FICA, retirement savings, and payroll deductions, broken down by any pay frequency from annual to hourly. MULTIPLE INCOME SOURCES • Salary, hourly wages, overtime, bonuses, commissions, and tips • Shift differentials (fixed and percentage-based) • Stock compensation: ISOs, NSOs, and RSUs with strike price, exercise price, and net shares estimates • Investment income: dividends, interest, short-term and long-term capital gains • Self-employment income and Social Security benefits • Capital loss deductions and carryovers PAYROLL DEDUCTIONS Track pre-tax and after-tax deductions including health insurance, dependent care, commuter benefits, life insurance, disability insurance, union dues, and custom deductions. RETIREMENT CONTRIBUTIONS & PROJECTIONS Support for Traditional and Roth 401(k), IRA, employer matching, HSA, and FSA with current contribution limits. View long-term retirement projections with interactive milestones, customizable return rates, and year-by-year contribution breakdowns. TAX INSIGHTS & OPPORTUNITIES Get personalized, actionable recommendations based on your financial situation. Discover 401(k) savings opportunities, Roth IRA eligibility, HSA optimization, EITC eligibility, and more, all tailored to your income and filing status. TAX CREDITS & DEDUCTIONS Child Tax Credit, Earned Income Tax Credit, Other Dependent Credit, standard and itemized deductions, plus new deductions for tip income, overtime, car loan interest, and senior deductions. LOCAL TAX SUPPORT All 50 states plus Washington D.C., with city and county-level local taxes for 14 states: Alabama, Colorado, Delaware, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, Ohio, Oregon, and Pennsylvania. MULTIPLE STATES & EMPLOYERS Calculate paychecks across multiple states and employers simultaneously. Perfect for remote workers, freelancers, or anyone with income from different locations. COMPARE TAX SCENARIOS Compare two estimates side-by-side to see the real difference in take-home pay across different salaries, states, or filing situations. 6-YEAR TAX HISTORY Track income and taxes across up to 6 years. View trends, compare year-over-year changes, and see how your finances have evolved. TAX BRACKET VISUALIZATIONS Interactive charts show how your income flows through federal, state, and local tax brackets, plus Medicare, Social Security, and capital gains brackets. Sankey diagrams illustrate where every dollar goes. EXPORT YOUR RESULTS • PDF reports with detailed summaries • Excel spreadsheets for further analysis • CSV files for data portability • Social-ready image summaries TAX REFUND ESTIMATES Enter your withholdings to estimate your federal, state, and local tax refund or amount owed. TAX DEADLINE REMINDERS Never miss a deadline. Opt in to push notifications for Tax Day, quarterly estimated tax due dates, and the extension filing deadline. ADDITIONAL FEATURES • Married filing jointly with spouse calculations • Multiple employers with separate 401(k) contributions • iCloud sync across iPhone and iPad • Save and compare multiple scenarios • Tax years 2021-2026 with updated brackets and limits • 2025 Big Beautiful Bill Act deductions Questions or feedback? Email [email protected]. DISCLAIMER My Paycheck Calculator provides estimates for informational purposes only. Not intended for filing tax returns and does not provide financial, legal, or tax advice. Always consult a qualified tax professional before making major financial decisions. TERMS AND CONDITIONS https://www.mypaycheckcalculator.com/terms-of-service.html