BillCrunch

The less you notice, the more you pay. Subscriptions and bills are designed to be forgotten. BillCrunch is designed to remember. It's a private tracker for every bill, subscription, and recurring payment, so you can see what's due, what's renewing, and where your money really goes before it costs you. Subscription charges are small enough to ignore, timed to land while you're thinking about something else, and easy to start but hard to leave. On its own, every charge looks insignificant. Together, they quietly add up, and most people underestimate their monthly total by more than half. When it comes to bills, especially annual ones, the renewal date is your only leverage. When you know the amount and renewal date ahead of time, you can compare, negotiate, downgrade, or cancel instead of noticing only after the charge clears. WHAT YOU CAN DO • Track every obligation: rent, utilities, insurance, subscriptions, loans, memberships and one-off bills, with flexible repeat schedules (weekly, fortnightly, monthly, quarterly, yearly or custom). • Never miss a due date: get reminders ahead of time, and see at a glance what needs action versus what auto-renews. • See the month ahead: a dashboard and calendar show what's scheduled, your peak week, and what still needs paying. • Forecast your spending: project upcoming bills into future months so there are no surprises. • Understand where your money goes: break spending down by category with the Spend analysis view. • Keep a record: payment history logs what you've paid and when. • Organise your way: group bills into categories, add tags, and filter to focus on what matters. • Use your currency: choose from a wide range of supported currencies. • Export and back up: back up and restore all your data. PRIVATE BY DESIGN BillCrunch stores everything locally on your device. There's no account to create, nothing to sign in to, and your financial data is never uploaded or sold. No ads, no trackers. FREE TO START Track up to 6 obligations free, with reminders, calendar and payment history included. Upgrade to Pro once (no subscription) to unlock unlimited obligations, the full forecast, tags, spend analysis, and full backup & restore. One-time purchase. No subscription. Your bills, under control.