BashiPoint

BashiPoint is the all-in-one debt management and digital wallet app built for Nigerians. Whether you lend money to friends, manage business debts, or need a simple way to track who owes you — BashiWallet puts you in control. 💰 DIGITAL WALLET * Fund your wallet via virtual bank account (instant deposits) * Withdraw to any Nigerian bank account * View full transaction history with detailed records * PIN-protected withdrawals for extra security 📋 DEBT MANAGEMENT * Create and track debts with clear terms, due dates, and item breakdowns * Accept partial payments or full settlement — your choice * See debts you gave out and debts you owe in one place * Send SMS payment reminders to borrowers * Accept or reject debt requests from others * Support for installment payment plans 💳 PAYMENTS * Pay debts directly from your wallet or record cash payments * Cash payment verification workflow for manual settlements * Full payment history for every debt * Real-time payment status updates 📊 CREDIT SCORE * Automatic credit score calculated from your payment history * Build your financial reputation over time * Score-based trust system for lenders and borrowers 👤 KYC VERIFICATION * Verify your identity with National ID, Passport, or Driver's License * Business verification with CAC documents * Unlock higher limits and premium features with KYC 📝 FORM TEMPLATES * Create custom data collection forms for your business * Track submissions and export data * Attach forms to debt creation for structured record-keeping 🔒 SECURITY YOU CAN TRUST * Biometric login (fingerprint and face recognition) * Two-Factor Authentication (2FA) * PIN protection on withdrawals * Encrypted data storage * Secure JWT-based authentication 🌙 DARK MODE * Full dark mode support across every screen * Easy toggle from your profile settings 📱 MORE FEATURES * Contact picker — add borrowers straight from your phonebook * SMS and email notifications for payments and reminders * Pro membership for advanced features * Transaction export and statements * Clean, modern dashboard with wallet overview BashiWallet is designed for individuals, small business owners, and anyone who lends or borrows money regularly. Stop losing track of who owes you — download BashiWallet today.