MoneyLupe: Spending Tracker

MoneyLupe – Your private finance assistant for complete control over your spending. Lost track of your finances? MoneyLupe helps you import bank statements, smartly categorize transactions with on-device AI, and visually analyze your spending – all completely offline. No cloud, no third parties, no worries. ━━━━━━━━━━━━━━━━━━━━━━━━━━ WHY MoneyLupe? ━━━━━━━━━━━━━━━━━━━━━━━━━━ ✓ 100% OFFLINE & PRIVATE Your financial data stays on your device. No internet required, nothing transmitted to servers. Fully GDPR compliant. ✓ EASY IMPORT Upload bank statements as PDF, CSV, or Excel. MoneyLupe automatically recognizes 26+ German banks: ING-DiBa, DKB, Sparkasse, Commerzbank, Deutsche Bank, N26, Postbank, Comdirect, Consorsbank, and more. International banks supported too. ✓ ON-DEVICE AI CATEGORIZATION ✨ NEW Transactions are sorted into 17 categories – Rent, Transport, Supermarket, Restaurant, Shopping, Health, Insurance, Entertainment, Subscriptions, Investments, Travel, Salary, and more. Powered by an on-device TF-IDF + Logistic Regression classifier with smart German banking signals (ATM, travel, foreign fees, SEPA, refunds) – without sending a single byte to the cloud. ✓ CHOOSE YOUR RECOGNITION MODE ✨ NEW Pick how transactions are classified: fast keyword matching, the on-device ML model, or a hybrid that uses ML as a smart fallback. Switch any time in Settings. ✓ FUZZY MERCHANT MATCHING ✨ NEW MoneyLupe normalizes messy bank descriptions and groups card payments under their real brand – so "VISA AMAZON*MKTPLCE", "AMAZON EU SARL" and "AMZN Mktp" all show up as one merchant. Aliases and learned matches improve over time. ━━━━━━━━━━━━━━━━━━━━━━━━━━ FEATURES AT A GLANCE ━━━━━━━━━━━━━━━━━━━━━━━━━━ 📊 SPENDING ANALYSIS • Clear breakdown by categories • Income vs. expenses comparison • Monthly trends and developments • Top merchants ranked by real spend, grouped by brand 📈 VISUAL INSIGHTS • Donut chart for category distribution • Line chart for monthly trends • Bar chart for income vs. expenses • Trend indicators for changes 💳 MULTI-ACCOUNT MANAGEMENT • Manage multiple bank accounts at once • Custom account names, colors, and icons • Filter transactions by account • IBAN tracking for each account 📁 TRANSACTION MANAGEMENT • Detailed list with search • Date, amount, description, recipient, IBAN • Duplicate detection on import • Export as CSV or PDF 🔍 SOURCE-PDF LINKING ✨ NEW Tap any transaction to jump to the original bank statement – the matching line is highlighted on the PDF page, with pinch-to-zoom. Full audit trail, zero guesswork. 🎨 REDESIGNED, MODERN UI ✨ NEW A fresh design system across Home, Activity, Spending, Merchants and Settings: cleaner cards, ranked merchant rows, modernized import and time-period dialogs. 🎛️ PERSONALIZATION • Light and dark theme • English, German, French, and Spanish • Customizable categories and recognition mode • On-device model status visible in Settings ━━━━━━━━━━━━━━━━━━━━━━━━━━ SUPPORTED BANKS ━━━━━━━━━━━━━━━━━━━━━━━━━━ ING-DiBa, DKB, Sparkasse, Commerzbank, Deutsche Bank, N26, Postbank, Comdirect, Consorsbank, Norisbank, HypoVereinsbank, Targobank, Bunq, Tomorrow, Santander, 1822direkt, Sparda-Bank, Volksbank, PSD Bank, GLS Bank, Bank of America, SunTrust, Bankwest, and more. ━━━━━━━━━━━━━━━━━━━━━━━━━━ WHO IS MoneyLupe FOR? ━━━━━━━━━━━━━━━━━━━━━━━━━━ • Privacy-conscious users who avoid cloud-connected banking apps • Anyone who wants to better understand their spending • Multi-account holders across different banks • Users who want smart, learning categorization without giving up data • Anyone looking for a simple, ad-free finance app ━━━━━━━━━━━━━━━━━━━━━━━━━━ MoneyLupe – Understand your finances. Keep control. Protect your data. Download MoneyLupe now and bring order to your finances!