BalanceWright Checkbook Ledger

Your checkbook register, kept the way you have always kept it. Write down what you spend. Tick off what the bank has cleared. Balance your checkbook to the penny at the end of the month. That is the whole job of a check register, and it is all this checkbook app does. THREE PROMISES No ads. Not on the free version, not after you pay, not ever, on any screen. No subscription. One payment and it is yours. Nothing renews. No account and no bank login. There is nothing to sign into, so there is nothing to be signed out of. YOUR REGISTER STAYS ON YOUR PHONE Everything you enter is stored on your own device. It works fully offline, on a plane or out of signal. Your register is never sent to us and never sold to anyone. There is no account to make and no server of ours holding your entries. A copy leaves your phone only in ways you control. If your phone's own backup is switched on, your register is included in it, so it comes back when you set up a new phone. That copy sits in your own account, not ours, and you turn it on or off in your phone's settings. The app never shows you a permission prompt. It does not ask for your contacts, your location, your photos or your camera. WHAT IT DOES - Multiple accounts: checking, savings, credit cards and cash, each with its own running balance - Fast entry for checks, debit card payments and deposits: date, payee, amount, check number, category, memo. Repeat entries take seconds, and check numbers advance on their own. - A proper checkbook register with a running balance on every single line - Reconcile mode: enter the bank statement date and ending balance, tick off what cleared, and watch the difference count down to 0.00 - Scheduled and recurring entries: weekly, every two or four weeks, monthly, twice a year or yearly, or on a set weekday, like the second Wednesday of the month. They show up as scheduled and only affect your projected balance until you post them. Nothing is ever posted behind your back. - Transfers between your own accounts, entered once and mirrored on both sides - Search every transaction by payee, memo, amount or check number, with filters for what is outstanding, what cleared, and what is scheduled - Categories, both the presets and your own - Totals by category for a month, three months or a year, with the exact figures printed beside the chart. Scheduled bills are not counted until you post them. - Bring your history in from a CSV file, with a column mapper for spreadsheet users - Print or save a PDF of your register or of those category totals, or export a CSV of any account BACKUPS, BECAUSE THAT IS THE PART THAT MATTERS The app backs itself up on its own, every day you open it, and gives you a Restore screen to go back to any copy it has kept. You can also pick a folder outside the app, and every copy after that goes there too, so deleting the app does not reach it. Or save a single backup file anywhere and restore from it later. Your data is never held hostage. Export and backup keep working whether you have paid or not. TRY THE WHOLE THING FIRST Everything works from the moment you install it. Nothing is crippled, grayed out or hidden to push you into paying. The app asks for payment only after you have closed your first statement, so you decide once you have watched it do the exact thing you came for. If you never reconcile, a generous entry limit applies instead. BIG, PLAIN TYPE Built to be read. Large numbers, strong contrast, plain words, no jargon. WHAT IT WILL NEVER DO No bank connection. No budgets, no spending advice, no AI. No ads, no subscription. If a feature would need your register sent to us, it is not going in. ANSWERED BY A REAL PERSON Every review here is read and answered. The support address on this page reaches someone who can actually fix things. Written for anyone who keeps a check register, a checkbook ledger or a checking account register by hand, and wants a simple digital checkbook without giving anything up.