Dhar: Personal Debt Tracker

Dhar: Personal Debt Tracker is a simple and private app for keeping track of money you lend and borrow. Whether you lent money to a friend, borrowed from someone, or need to remember repayments, Dhar helps you keep everything organized in one place. Track what you give and borrow Record money you lend and money you borrow separately. Add multiple entries for the same person and always see how much remains to be received or paid. Record repayments Keep track of partial repayments or settle an amount in full. Dhar automatically updates the remaining balance and keeps a history of your transactions. Due dates and reminders Add an expected return date when needed and receive reminders for upcoming payments. You can also keep an entry without a due date. People and balances See your outstanding balance with each person at a glance. Add people manually or choose someone from your contacts. Clear history Review your lending, borrowing, and repayment activity in one place, with easy access to individual entry details. Backup and export Save a backup to your device and restore it when needed. You can also export your records as a CSV file for your own records. Private and offline Dhar works offline and does not require an account. Your financial records are stored locally on your device. There is no cloud account or online synchronization. Key features • Track money you lend and borrow • Multiple loans per person • Partial and full repayments • Remaining balance tracking • Expected return dates • Payment reminders • Due and overdue tracking • Complete transaction history • Quick entry • Contact picker • Call and SMS shortcuts • Local backup and restore • CSV export • Light and dark themes • Multiple currency options • Works completely offline • No account required Keep personal lending and borrowing simple with Dhar.