Richer: Budget & Finance

RICHER: Personal Finance App for Individuals & Families ✅ No Google Ads (Privacy-First) ✅ No Monthly Fees (Pay Once, Own Forever) ✅ Works 100% Offline ✅ Encrypted Local Storage ✓ MULTIPLE PROFILES - ONE APP • Perfect for couples, families, or individuals managing multiple finances • Each profile has its own accounts, budgets, and financial goals • No sharing between profiles unless you choose to • Cross-device sync coming soon ✓ EXPENSE TRACKER & BUDGET PLANNER • Categorize every transaction (food, transport, bills, shopping, etc.) • Set monthly budgets and track spending in real-time • Visual progress bars show remaining budget at a glance ✓ DEBT TRACKER — SMARTER THAN OTHER APPS • Debts and receivables directly linked to your wallet or bank account balance • Balance updates automatically when debt is recorded or settled • Share your debt list as an image straight to WhatsApp — chase payments effortlessly • Full details in one view: name, amount, due date, and status • A debt tracking feature most personal finance apps simply don't have ✓ FINANCIAL GOALS TRACKER • Create custom saving goals (vacation, emergency fund, house, etc.) • Link multiple wallet accounts or bank accounts to a single goal • Track savings progress visually and in real-time ✓ COMPLETE MONEY MANAGEMENT • Track bank accounts, e-wallets, and cash in one place • Manage recurring expenses automatically • Detailed charts and financial visualizations ✓ MULTI-CURRENCY SUPPORT • IDR, USD, SGD, and more with live daily exchange rates • Each wallet account has its own currency, convert amounts instantly • Perfect for digital nomads managing multiple currencies ✓ PRIVACY-FIRST — YOUR DATA IS YOURS • All data stays on your device — never sent to any server • Works fully offline, no account required • Military-grade encryption for sensitive financial data • Optional Google Drive backup for peace of mind ✓ SECURITY YOU CAN TRUST • PIN & biometric lock (fingerprint/face recognition) • No trackers, no ads, no data sales — ever ✓ CELEBRATE YOUR FINANCIAL MILESTONES • Earn achievements when you stay on budget or hit savings targets • Share milestones to Instagram or TikTok — no amounts shown, only percentages PERFECT FOR: • Couples managing household budget separately on their own device • Families with members tracking money independently • Individuals keeping personal & business finances separate • Freelancers needing a simple personal finance tracker • Digital nomads managing multiple currencies • Privacy-conscious users who don't want their data sold WHY RICHER IS DIFFERENT: Multi-profile finance, automatic debt tracking, goals tracker, fully offline, no cloud servers. The only money management app that keeps your financial life completely private. QUICK START: 1. Launch app and follow onboarding 2. Add your accounts (bank, e-wallet, cash) 3. Track expenses and set your monthly budget 4. Reach your financial goals Download Richer today — the personal finance app built for privacy. Questions? Check our FAQ or contact support.