Expense Tracker - Bank & UPI

Stop typing every expense by hand. Auto Expense Tracker reads your bank and UPI transaction notifications the moment they arrive and turns them into organized, categorized spending data — automatically. No manual entry, no linking your bank account, no logging in anywhere. WHY IT'S DIFFERENT Most expense trackers only read SMS. This app also captures notifications from your banking and UPI apps directly — so it works even where SMS-based trackers miss transactions. Everything stays on your phone. There's no server, no account to create, and no cloud sync — your financial data is encrypted on-device and never leaves it. We designed it this way deliberately: you shouldn't have to hand your spending data to a company's servers just to see where your money goes. FEATURES - Automatic capture — bank and UPI transaction alerts are parsed instantly, no manual entry ever - Category breakdown — see exactly where your money goes each month, automatically categorized - Budgets — set monthly limits per category and get a clear view of what's left - Smart reminders — recurring bills and subscriptions are detected automatically, with reminders before they're due - Account balances — track the latest known balance across all your accounts in one place, editable anytime - Unusual spending alerts — get notified when a transaction looks out of the ordinary for you - Full data control — export to CSV, back up and restore locally, or permanently erase everything with one tap - Dark mode, home screen dashboard, and a clean, fast interface PRIVACY BY DESIGN - No bank login or account linking required — ever - No SMS permission — removed entirely; notification access is what powers tracking - AES-256 encryption at rest, on-device, with no server ever involved - Free tier shows ads (Google AdMob); Pro removes them entirely and adds CSV export plus backup. Your actual transaction data is never shared or sold either way. Whether you're trying to stick to a budget, catch subscriptions you forgot about, or just finally see where your salary actually goes every month — Auto Expense Tracker does it without you lifting a finger after setup. Download it, grant notification access once, and your spending starts tracking itself.