AutoBudget: Budget Tracker

Corporate-grade budgetary control for personal finance. Local-storage only — no data ever leaves your device. AutoBudget auto-categorizes the expenses and income inside your bank statements — without sending a single byte to any server. Auto-categorizes every transaction on-device using built-in keyword rules + patterns the engine learns from your own corrections. WHY AUTOBUDGET • 100% on-device. Transactions, budgets, and reports live encrypted on your phone (AES-256-GCM, key in Android KeyStore — hardware-backed where available). • No sign-in. No account. We never ask for your name, email, phone, Aadhaar, PAN, or any identifier. • No ads. No crash reporting. No cloud AI. No outbound network calls beyond the app's own static assets. • Built for India — INR, IST, FY April–March, UPI / NEFT / IMPS handling, DPDP Act 2023 aligned. WHAT IT DOES • Imports bank statements — PDF, CSV, or XLSX — from 12+ Indian banks (HDFC, ICICI, SBI, Axis, Kotak, IDFC First, Yes Bank, IndusInd, RBL, Federal, Standard Chartered, HSBC India, and more). • Splits UPI / NEFT / IMPS / cheque entries correctly so transfers don't pollute your spending categories. • Budgets per category, per month — with auto-generated starter budgets based on your last 3 months of actuals. • Dashboard with budget-vs-actual breakdown, sorted by spend. • Tap any chart bar or category to drill straight into the underlying transactions. • Excel reports saved to your Documents folder — yours to keep, yours to share. • Period picker that syncs across Dashboard, Log, and Budget tabs. PRIVACY YOU CAN VERIFY • Local-storage only. The app makes zero network calls during normal use. • AES-256-GCM encryption at rest, backed by Android KeyStore. • Optional App Lock — biometric / device-PIN gate, locks after 30 seconds in background. • FLAG_SECURE on every screen — blocks screenshots, Recents previews, and screen recording. • Signing-certificate integrity check at launch — refuses to run if the APK has been re-signed by a third party. • Counterparty PII scrubbed at import (VPAs, account numbers, IFSC, PAN, Aadhaar last-4 redacted before any export). • DPDP Act 2023 §6 explicit consent gate on first launch — withdraw or reset anytime from More → Privacy & Your Rights. WHAT WE DELIBERATELY DON'T DO • No Google Sign-In. No Firebase. No Account Aggregator. No bank API integrations that would need your credentials. • No cloud sync — by design. Use the Excel export to back up before a reinstall. • No "smart suggestions" that send your transactions to a cloud LLM. • No SMS reader, no contacts access, no location, no advertising ID. UNDER THE HOOD React + Capacitor on Android. PDF parsing via pdfjs-dist. Spreadsheet parsing via SheetJS / ExcelJS. Everything runs inside the app's WebView, on your device. Open-source libraries only — no proprietary SDKs. GRIEVANCE OFFICER (DPDP §13) Email: [email protected] We acknowledge within 7 days and respond within 30 days, per DPDP §13(3). PRIVACY POLICY Full policy lives inside the app (More → Privacy & Your Rights) and on our website. Current version: v4 (31 May 2026). Material changes trigger a fresh consent prompt on next launch. If you want a budget app you can actually trust with your bank statements — one that can't leak what it doesn't have — AutoBudget is it.