Spendigo: Expense Tracker

💸 Spendigo — Your Complete Money Companion Spendigo is a simple, private expense tracker and money manager for India. Track daily expenses and income, plan budgets, split bills with friends, manage household expenses and track loans — all in one app. No ads. 💰 EXPENSE TRACKER & MONEY MANAGER Add an expense in seconds. 15+ categories — Food, Travel, Shopping, Bills, Health — plus your own. Add notes and payment mode (Cash, UPI, Card). Filter by date, category or type. A daily expense tracker that's quick to use every day. 🎙️ VOICE EXPENSE ENTRY Just say "Lunch 250 by UPI" or "Milk 60 and bread 40". Works in English, Hindi and Marathi, and learns from your corrections. 📱 PRIVATE — YOUR DATA STAYS ON YOUR PHONE Your personal expenses, income, reminders and budgets are stored only on your phone in an encrypted database — not on our servers. ☁️ GOOGLE DRIVE BACKUP & RESTORE Back up to your own Google Drive automatically — daily, weekly or monthly. Every backup is locked with AES-256 encryption using your password. New phone? Restore in seconds. Prefer offline? Save an encrypted backup file anytime. 📊 BUDGET PLANNER & SPENDING INSIGHTS Monthly budget per category with live progress bars and overspend alerts. Charts by day, week, month and year. Smart insights, Financial Health score and monthly trends of income, expenses and savings. 👥 SPLIT BILLS WITH FRIENDS Split expenses for trips, dinners and flatmates. Split equally or in custom amounts. Smart debt simplification shows who owes whom. Invite by link — friends don't need the app. 🤝 LEND & BORROW TRACKER Track money you lent or borrowed. Record part payments, set due dates and interest, and send WhatsApp reminders. Both sides confirm when a loan is settled. 📒 CASHBOOK — DIGITAL KHATA FOR YOUR SHOP Keep your customer and supplier khata on your phone. Record money you gave or got, with bill photo, bill number and payment mode (Cash, UPI, Bank, Cheque). See who owes you and whom you owe, with due dates and credit limits. Send WhatsApp or SMS reminders with your UPI pay link or shop QR, and share a PDF account statement. Reports show receivables and payables by age, overdue parties and monthly cash flow. Every edit is logged, so disputes are easy to settle. 🏠 HOUSEHOLD EXPENSE MANAGER Share household expenses with family or flatmates (up to 6). Track rent, groceries and bills together, auto-split and settle up. 🎉 EVENT & TRIP EXPENSE TRACKER Plan weddings, trips and parties with a budget. See per-person cost and share a summary via WhatsApp or PDF. 🛒 FAMILY SHOPPING LIST Make a grocery list and share it with family. Everyone can add, tick and edit items live. Add items by typing or by voice ("2 kg rice 120"), with an estimated price and an optional budget. See your progress and running total while you shop. When you finish, enter what you actually paid and it's added to your expenses automatically. Start a list from ready-made or your own templates, or repeat last month's list in one tap. Shopping insights show how much you spend each month and which prices went up. Share the list on WhatsApp for your kirana store, or export it as PDF or CSV. 🔔 BILL REMINDERS Never miss rent, EMI, electricity or subscriptions. Mark paid and the expense is added automatically. 📥 EXPORT CSV & PDF Download your transactions as a CSV spreadsheet or PDF statement for any date range — great for taxes and reviews. ⚡ QUICK ADD Add expenses from the home-screen widget or Quick Settings tile — without opening the app. 🔒 SECURE PIN lock, fingerprint unlock, encrypted on-device data and encrypted backups. Perfect for students, families, flatmates, travellers, salaried professionals and small business owners who want an easy expense manager, budget planner and bill splitter in one app. Download Spendigo — the private expense tracker. Track smarter. Split easier. Save more. 🚀