ATD Money - Personal Loan App

ATD Money is a personal loan app that provides Salary & Payday loans to ease your life, offering amounts up to Rs.50,000 for salaried individuals across PAN India. ATD Money is a Digital Lending Platform owned and operated by ATD FINANCIAL SERVICES PVT LTD. ATD FINANCIAL SERVICES PVT LTD is a Non-Banking Financial Company (NBFC) registered with the RBI (License No. B-12-00315). Verification Link: https://www.rbi.org.in/Scripts/BS_NBFCList.aspx) App Name: ATD Money Owner (NBFC) & Lender: ATD FINANCIAL SERVICES PVT LTD The ATD Money app is an online platform that provides personal loans for your daily needs, financial emergencies, medical emergencies, and more. This app is designed to cater to low-salary earners. If you meet our loan eligibility criteria, the loan amount is credited within 10 minutes for existing customers. First time applicants may take up to 30 minutes for the amount to be credited to their bank accounts. Loan Details & Charges: • Loan Amount: Up to Rs.50,000 • Rate of Interest (ROI): 0.10 to 0.50% per day • Documentation Fee: 3.5% to 7.5% (Excluding GST @18%) • Processing Fee: 3.5% to 7.5% (Excluding GST @18%) • Minimum Repayment Period: 90 days The above charges vary depending on the risk profile of the customer, their past relationship with us, prompt repayment of earlier loans, etc. Loan Example Calculation (ROI 0.20%/Day). For a Rs.5,000 loan with a 91-day tenure, the cost breakdown is as follows: * Interest Payable: Rs. 910.00 * Processing + Documentation Fees (3.5% + 3.5%): Rs. 413.00 (including GST @18%, Rs. 63.00) * Disbursed Amount: Rs.4,587.00 * Total Repayable Amount: Rs.5910.00 Prepayment Charges: Rs. 0/- Penalty: If customers delay their scheduled repayment, a penalty is charged. We ensure that customers are made aware of the fees and charges through the agreement shared on their registered email IDs. Max Annual Percentage Rate (APR): 88.36% Key Features: • Flexible Loan Tenure: Minimum 90 days to Maximum 365 days • No Hidden Charges Eligibility: o Indian Citizens o Salaried Employees o Minimum Salary: Rs. 20,000 per month o Age: 18 years and above o Valid PAN and Aadhaar Why ATD Money App? • Over 30,000 mini loans disbursed so far • Low interest rates, no post-dated checks (PDC) required; Only e-mandate • Instant approval & disbursement • Exclusively designed for salaried individuals • Easy repayment options •100% digital process—no paperwork, secure online application without any hassle Required Documents: Submit just six documents to avail an instant personal loan online: • Recent Photograph • PAN Card • Aadhar Card • Address ID Proof • 6 Months Bank Statement • 3-Month Salary Slip How to Get Started: 1. Download & Install ATD Money App from the Play Store 2. Sign up & create your profile 3. Upload the required documents & submit the loan application 4. Within 3 minutes of your loan application, you’ll be notified of your approval status 5. E-sign the loan agreement 6. Once the e-signed agreement is complete, your loan amount will be transferred to your bank account within 10 minutes Security & Data Protection: • 496-bit SSL encryption ensures complete security of transactions • RBI-Compliant Digital Lending App: Follows RBI 2022 Digital Lending Guidelines • All data is transferred over secured connections. Data security & privacy are the top priorities for ATD Money. • Our IT professionals ensure adherence to mandated security standards and robust protocols. • Your data is completely safe with us. ATD Money is completely secure. The information you share is encrypted and only used to verify your application. Contact Information: Company Name: ATD FINANCIAL SERVICES PVT LTD Address: C 316, B and C, Sector 10, Noida, Gautam Buddha Nagar, UP, 201301 Email: [email protected]; [email protected] Helpline: 9999589201 Website: www.atdmoney.com https://www.atdmoney.com/terms-of-use.php https://www.atdmoney.com/privacy-policy.php