ArthZen - Expense & Budget Live

Build a calmer relationship with your money - without connecting a bank account. ArthZen is a private, local-first financial ledger for recording everyday money clearly. Add income and expenses manually, set an essential-spending budget, create savings plans, and understand your records through simple arithmetic summaries. YOUR DATA, CLEARLY HANDLED • Financial records are stored locally on your device • ArthZen never connects to your bank • ArthZen never reads banking messages or notifications • Android app backup is disabled • Account-scoped cloud snapshots support backup and restore • Delete your account, cloud snapshots, or local data from the app • Export your records whenever you choose TRACK WHAT MATTERS • Record income and expenses with dates, notes, categories, and accounts • Review a date-grouped ledger • Edit or delete any entry • See recorded income, expenses, difference, budget use, and recent activity • Create savings plans with simple arithmetic completion estimates • Record contributions only when you explicitly confirm them • Organize custom income and expense categories • Read calm, explainable observations based on your entries • Export transactions as CSV • Export and restore a complete backup CLOUD BACKUP AND RESTORE ArthZen keeps SQLite as the active source of truth. Authenticated whole-vault snapshots can be stored for backup and restore. Snapshots are transferred over TLS and are limited to the newest five versions per account. CONSENT-AWARE ADVERTISING ArthZen is free to use and may show a consent-aware, non-personalized banner advertisement. Your profile, transactions, budgets, plans, accounts, and calculated financial summaries are not included in ad requests. IMPORTANT ArthZen provides educational arithmetic summaries based only on information you enter. It does not provide financial advice, predict investment performance, connect to financial institutions, initiate payments, verify transactions, or assume that an expected payment occurred.