Money Planner Expense & Budget

Take control of your money with Money Planner — an offline personal finance app designed to help you track spending, plan your budget, manage bills, grow your savings, and understand your finances. No bank logins. No forced accounts. No ads. No subscriptions. Your financial data stays on your device. SMART DAILY SPENDING & BUDGETING Know how much you can safely spend each day without losing control of your monthly budget. • Set monthly budgets and category spending limits • See your safe daily spending amount • Automatic budget pacing adjusts your available daily amount • Track groceries, dining, transport, shopping and more • Understand where your money is going before you overspend EXPENSE & INCOME TRACKING Keep your everyday finances organized in one place. • Quickly record expenses and income • Track multiple accounts, wallets and cards • Categorize transactions • Monitor account balances • See your financial activity at a glance FINANCIAL CALENDAR See your financial life on a simple calendar. • View income and expenses by date • Track upcoming recurring payments and bills • Plan ahead for rent, utilities and other payments • Understand your daily cash flow RECURRING BILLS & PAYMENTS Never lose track of important recurring transactions. • Schedule rent, utilities, subscriptions and other recurring expenses • Track recurring income such as salary • Get reminders for upcoming due dates • Stay prepared for regular financial commitments SAVINGS GOALS Turn your plans into measurable goals. • Create goals for an emergency fund, vacation, car and more • Track your progress toward each target • Monitor how much you've saved • Stay motivated with clear progress milestones DEBT TRACKING & PAYOFF Create a clear plan for becoming debt-free. • Track your debts and balances • Use Debt Snowball to focus on smaller balances first • Use Debt Avalanche to prioritize higher-interest debt • Monitor your progress toward becoming debt-free NET WORTH & MULTIPLE ACCOUNTS Get a complete picture of your finances. • Track bank accounts • Track cash and wallets • Track savings • Track credit cards and liabilities • Automatically calculate your overall net worth REPORTS & SPENDING ANALYTICS Understand your financial habits with clear visual insights. • Daily, weekly, monthly and yearly analysis • Income vs. expense comparisons • Category-wise spending breakdowns • Interactive charts • Identify spending patterns and trends HOME SCREEN WIDGETS Keep important financial information visible without opening the app. • Safe Daily Spend • Monthly Spending • Goal Progress • Total Net Worth • Quick Add Expense & Income shortcuts PRIVATE & 100% OFFLINE Your finances are yours. • Your financial data stays on your device • No bank account login required • No forced account registration • No cloud-based financial tracking • No advertisements • No subscription • Optional biometric or PIN app lock • Encrypted local backups • Backup and restore your data • Export financial data as PDF or CSV BUILT FOR EVERYDAY MONEY MANAGEMENT • 100+ currencies • Light and dark mode • Regional number formatting • Customizable date formats • Unlimited transactions • Unlimited accounts • Unlimited categories • Unlimited budgets • Unlimited goals • Unlimited recurring payments • Unlimited debt tracking Simple money management without ads, subscriptions or unnecessary complexity. Track your spending. Plan your budget. Reach your goals. Stay in control. Download Money Planner and take control of your finances — privately and offline.