Andas Capital

Andas Capital is a licensed financing platform in Malaysia, regulated under KPKT, designed to provide a secure and transparent lending experience for individuals and businesses. With a focus on compliance, reliability, and ease of use, Andas Capital enables users to access financing solutions while ensuring adherence to regulatory standards. Key Features: KPKT Licensed Financing Operates under Malaysian regulatory requirements for licensed money lending. Simple Loan Application Apply for financing through a guided and user-friendly process. Secure User Verification (e-KYC) Digital identity verification to ensure safety and compliance. Loan Management Dashboard Track your applications, approvals, repayment schedules, and outstanding balances in one place. Transparent Terms Clear breakdown of interest rates, repayment schedules, and fees with no hidden charges. Real-Time Notifications Stay updated on your application status, approvals, and payment reminders. Why Choose Andas Capital? Built with compliance to KPKT regulations Secure and encrypted data handling Designed for both individuals and SMEs Transparent and responsible lending practices Andas Capital aims to simplify access to financing while maintaining high standards of regulatory compliance and user trust. Loan Terms & Important Disclosures: Minimum repayment period: 6 months Maximum repayment period: 36 months Maximum Annual Percentage Rate (APR): 18% Additional Fees: Stamping Fee: 0.5% of the loan amount Representative Example: For a loan amount of MYR 10,000 with a tenure of 12 months at an APR of 18%: Total Interest: MYR 1,800 Total Repayment: MYR 11,800 Monthly Repayment: MYR 983.33 Calculation Formula: Monthly repayment = (Principal + interest (18% APR)) ÷ Tenor (in months)