Apna Khata

Apna Khata is a free, offline credit ledger and mini shop-management app built for small shopkeepers across Pakistan, India, Bangladesh, Nepal and Sri Lanka. No signup, no OTP, no internet needed. Your shop's data stays on your phone — not on someone else's server. CREDIT LEDGER (KHATA) • Track what a customer takes on credit and what they pay back • Running balance calculated automatically — no more arguing over numbers • Due dates, reminders, and overdue alerts • Supplier ledger too — track what you owe distributors MINI POS / QUICK BILLING • Scan a barcode or search your item list • One-tap cash or credit sale • Instant, itemised receipt PURCHASES & STOCK • Record what you buy from suppliers • Stock updates automatically with every sale and purchase • Low-stock alerts so you never run out PROFIT & LOSS • See what your shop actually made — not just balances • Revenue, cost and expenses in one view RECEIPTS & REMINDERS • Bluetooth thermal receipt printing • WhatsApp and SMS payment reminders • UPI QR code on reminders (India) • Statements and reports as PDF or CSV BUILT FOR THIS REGION • English, Urdu and Hindi • PKR, INR, BDT, NPR, LKR with correct number formatting • Works completely offline — no data charges, no lag Your data, your phone, your control. Backup anytime to a file or Google Drive — never forced, always your choice. Apna Khata — the free way to run your shop's credit book, billing, stock, and profit tracking, all in one place.